Insight Report: Security in Consumer Payments and Retail Banks’ analyzes the growing threat faced by payment systems across the world. Following the increase in the number of targeted attacks, the payments industry is grappling with the question of whether banks can counter the sophisticated skills of cybercriminals.
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Cybercriminals work in an unconstrained environment, enabling them to combine creativity and the latest technical expertise faster than banks can anticipate their attacks; as a result, banks tend to lag behind, constrained by their size and legacy systems.
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The report gives extensive details of the challenges faced by banks in dealing with cybercriminals. It also analyzes current security tools adopted by banks, along offers in-depth analysis of emerging technology in payments security. The report also explores the relationship of security with consumer convenience. The importance of context-aware and progressive security is discussed, as is the need for a collaborative approach from participants in the payment ecosystem to reduce instances of data breach and fraud.
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