Is a Second Mortgage Right for You?
Second mortgage loans are a popular way for North Americans to address their financial stress when they are behind on mortgage payments, over budget on current home renovations, struggling to consolidate debts, or sinking in student debt.
If you have equity built up in your home, you can borrow an appropriate sum of money using a second mortgage, or use the difference between your property’s value and the amount you owe.
Even in Canada, where property owners struggle with commercial mortgages or residential mortgages in Toronto, second mortgage lenders stay quite busy. If you can relate to the same financial or mortgage problems, you could be a candidate for a second mortgage.
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