How Chase Made the Perfect High for Credit Card Junkies – Bloomberg The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 placed numerous restrictions on how issuers could penalize or otherwise dun their members for exorbitant fees, erasing billions from the low end of the market. Cards for more affluent consumers were a safer bet. The right kind of card in this environment would have to be, as they say in the credit card industry, “top of wallet”—something you use frequently as your preferred method of payment.
The Flight Deal | Practical Travel Tips: Croatia We first went to Croatia in 2006 and it definitely is worth a visit. It can get overwhelmingly busy during the summer months, especially in Dubrovnik and Split. If we could go back again, we likely would choose to go before the flood of tourists arrive there and while the weather is still nice, like May or September.
Libertarianism’s Time Has Come and Gone – Bloomberg View With multiple levels of power — what I once called local bullies — the neat and tidy universe of classic libertarianism breaks down. What if the government can intervene and stop a local bully from bullying? Would that make people more free, or less? This clearly came up in the civil-rights struggle, where government forced businesses to cater to and to hire people of any race. Though a few libertarians decried the move, the vast majority of society believed that government enforcement of civil rights was leading to more individual freedom, not less.
Private Prisons and Incentive Design: Critiquing Oliver Hart – Marginal REVOLUTION Addendum: We don’t go through the empirical literature in the text but overall it’s not supportive of HSV. As HSV predict, private prisons appear to be cheaper than public prisons but they are not significantly cheaper and the quality of private prisons is comparable to that of public prisons and maybe a little bit higher (faint praise). Basically the government gets what it pays for.