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Again: Where’s the money?

Monday, October 10, 2016 6:27
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Aetna has just announced that it doesn’t want to write any more individual health insurance plans in over a dozen states:

We will not offer commissions for 2017 individual plans in the following states: Arkansas, Arizona, Illinois, Kansas, Kentucky, Louisiana, Michigan, New Jersey, Ohio, Pennsylvania, Tennessee, Texas, Utah and Wyoming

Notice that this isn’t about on- or off-Exchange, it’s all-inclusive (or **ex**clusive, one supposes).

They join a non-exclusive club; co-blogger Bob tells us that Cigna won’t be paying commissions on 2017 business (plans written beginning of next month for January 1 effective dates) in Illinois, California and North Carolina.

And FoIB Jeff M, reporting from North Carolina, tells us that Blue Cross won’t pay commissions on business migrating to them from UHC, Aetna, or Coventry. He sagely observes that “the only way for an agent to make anything at all is to write business on someone who is currently uninsured.”

That’ll work out well.

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