I’m currently working on an interesting case where there are a sizable number of employees who don’t qualify for the group health plan (hours worked) but manage to make too much to qualify for Medicaid. So I thought that perhaps this might be something to look into for those folks.
The plan covers the general Minimum Essentials benefits (preventive care, x-rays, etc), and is quite affordable: about $150 a month for a single person. It also covers quote a range of telemedicine services, and because it’s not an ObamaPlan, one can enroll outside Open Enrollment without a qualifying event.
So, pretty sweet-looking, but I had a few questions:
1 – Is this available for groups/employer-based only, or for individuals, as well? Also, what about associations?
2 – If group, what’s minimum size, and are there participation requirements (either number of people and/or employer premium contributions)?
3 – Pretty sure I know the answer to this, but what about catastrophic claims (cancer, etc)?
4 – The brochure says you’ll accept $$ from HSA accounts, but these plans aren’t on the 213d list of approved expenses. How does that work here?
That was two weeks ago, with a helpful nagmail in-between, and still none.
‘Tis a shame, no?