Ally Financial Just Put the Entire Auto Industry on Alert (Video)
In this 12 September 2024 video, host Brandon, a used car dealer, shares the ins and outs of the used car market from his perspective. He shares updates on car prices, what’s happening at the dealer auctions and what it’s like being a dealer. His goal is to share information to help customers make the best decisions while buying a car to save money. He does not want car dealers taking advantage of their customers.
Auto loan delinquency and repossessions are on the rise as the buyers are strapped for money and unable to make the required payments. This is causing an increase in charge-offs for Ally Financial, loans designated as not able to be recovered. Credit card debt is also seeing payment delinquency, another effect of the current economy and job market.
Charge-offs are a type of write-off. A charge-off occurs when a creditor, such as a credit card company, writes off a debt as a loss and declares that it is unlikely to be collected. The increase in charge-offs is dangerous and will result in the economy tanking.
https://youtu.be/GCcOa_1B3lc
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