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By United Liberty (Reporter)
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The Obama White House's Job Killing Government Agencies

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This President firmly believes in the “Nanny State”. He’s a Progressive and that ideology wants not to give the people freedom to make their own choices, but to think for them and to decide for them.

Two perfect examples of this public policy train wreck are the over zealous behavior of the controversial Consumer Financial Protections Bureau (CFPB), and certain ongoing overactive behavior of the Department of Justice (DoJ). The actions of these two regulatory agencies of late, taken together, would suggest that Obama’s policy flunkies don’t want you to borrow
money unless you have enough already for a loan from a major bank, but they also don’t want
you to walk around with any money in your pocket.

The CFPB was borne in the chaos of the Dodd-Frank Act and intended to be simply a small office within the financial services regulatory community focused on bridging the gaps between the agencies. The goal was to have government better serve the people. The DoJ oversees not only the FBI and the US Marshals, but also Federal civil asset forfeiture proceedings.

Just a few weeks ago, the CFPB sent yet another out-of-control regulatory train wreck to save
the American people from ourselves. After hamstringing the economy, CFPB is now intent on
removing one of the few safe and legal ways to pay a bill during a personal emergency.
CFPB proposed a rule which will purposely eliminate 80% of the short term lending industry.

While no one may want to borrow against the title of his or her car or use a check cashing
service, sometimes almost all of us need it. How is it right for the government make this illegal? Why is Obama’s White House making it impossible to use a legal small business and instead forcing people to turn to illegal – and below-the-table – neighborhood lenders?

Over the past few years, the Department of Justice’s Civil Asset Forfeiture program has clearly grown out of control and become yet another policy train wreck. DoJ has been, for all intents, bribing local and state police to seize personal property without even charging the owner with any crime. (Money and articles seized are divided between the DoJ and local law enforcement.) In fact, contrary to our Bill of Rights, the property owner must sue to prove their own innocence simply to get their own property back! Despite months of increasing calls for the DoJ to restrain this practice, the train wreck is only getting worse.

What’s amazing is that both of these policy trains are set to deliberately
collide by an Obama Administration that simply doesn’t know how to grow the economy and allow us to help ourselves succeed. But there are simple tasks we can do to stop these poor policies from permanently hurting us and our economy.

(1) Demand that the Obama Administration stop trying to drive local, tax-paying small businesses out of business. Stop the proposed rule which will destroy the short-term lending industry. And (2) Demand that Congress reform the Civil Asset Forfeiture program. Demand that Congress protect our “life, liberty or property”. So that our property cannot be taken from us without due process of law.


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