Queen City Trifecta
■ First up, something that a lot of folks don’t seem to understand about their home and the insurance thereon: the market value is not (necessarily, or even generally) the same as the replacement cost. That is,m the home’s value in the eyes of the realtor is going to be very different that what an insurance underwriter sees:
A distinction lost on more than a few, sometimes to their detriment come claim time.
■ Second, Spring and Summer tend to bring big-time storms, often accompanied by copious amounts of lightning. Matt Hunter brings us the latest preparation (and prevention) tips from the Insurance Information Institute.
For example:
And lots more.
■ Finally, if you’re a business owner (or key employee), there are insurance-related steps you can take to mitigate some of the risks associated with weather problems in the age of COVID:
There’s no doubt that these uncertain (but not unprecedented) times offer some unique challenges, and this post from a pair of loss control specialists has some very helpful suggestions, and some areas of concern that folks may not have considered:
“Shelters – Shelters may need to be reconfigured to accommodate social distance guidelines. Decreased occupancy rates at hotels may present a viable shelter option to maintain social distancing.”
More at the link.
Source: http://insureblog.blogspot.com/2020/06/queen-city-trifecta.html
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