Why Did My Disability Payments Stop Coming In?

For a long time, you have been receiving long-term disability benefits because you are hurt and unable to return to work. You depend on those benefits to help you make ends meet, but suddenly, those benefits are no longer coming in. What are some reasons these long-term disability benefits might stop coming in? According to Camporese Lalande Disability Lawyers, “They’ve told you that you can go back to work and “do something.” They say that your condition has improved. They say that you no longer “qualify” for long-term disability benefits because you do not meet the company’s definition of total disability.” There are a variety of reasons why your disability benefits may have stopped, and the sooner you figure out why the faster you can file an appeal or a new application to restore your benefits.

You Ignored Their Letters

One of the most common reasons why people have their disability benefits stopped is that they have been ignoring the letters from the insurance company or the disability board. While you might be on long-term disability benefits now, many insurance companies do not think you should be on them forever. Therefore, they might send you warning letters indicating that your long-term disability benefits will stop. Some people ignore these letters because they feel like their benefits will continue as long as they don’t respond to them. That is not necessarily the case. If you continuously ignore their letters, they will eventually stop your disability payments, which may surprise you.

You Are Not Receiving Consistent Medical Care

Another common reason why people have their disability benefits stopped is that they have not been receiving consistent medical care. If you have not received constant medical care, the disability board may use this as a justification to stop your disability payments. You must show that you are trying to go to the doctor, even if you feel you will never be well enough to work again. If you decide not to go to the doctor for adequate treatment, you could suddenly have your disability benefits stopped. Therefore, if you have a treatment plan, you must follow it appropriately.

Your Condition Was Expected To Improve

Finally, well you might be on long-term disability benefits, and your disability benefits may be terminated because the disability board expected your condition to get better at some point. If there was a predetermined end date for your disability benefits, and you have reached that date, the disability board or insurance company may decide to stop your payments automatically. You might need to provide additional supporting documentation if you want your disability benefits to continue. You need to work with an attorney who can help you figure out how to explain your case to ensure your disability benefits keep coming. If you feel like you cannot return to work yet, you need to work with a disability lawyer who can help you. 

Reach Out To a Long-Term Disability Lawyer

If you have depended on disability benefits for a long time, it can be frustrating when they stop coming in. You need to contact a disability lawyer who can help you review your case and see if you deserve to have your benefits continued. If you can explain your situation clearly, you can get your benefits restored, making it easier to get your bills paid.