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These Are The Most Affordable ZIP Codes For Renters In America

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These Are The Most Affordable ZIP Codes For Renters In America

The cost of renting is anything but uniform – shaped by geography, neighborhood trends, and even the quirks of a few city blocks. What’s affordable in one part of town might be out of reach just a short walk away.

This map via Visual Capitalist, created by NeoMam Studios for CashNetUSA, visualizes the most affordable ZIP codes to rent across America.

NeoMam Studios compared the average household incomes and annual rent costs in each ZIP code using U.S. Census data and Zillow’s Observed Rent Index (ZORI). ZIP codes were ranked by affordability, the most affordable being the ZIP codes with the lowest rental costs as a percentage of local incomes.

Figures below 30% of gross income were considered as the standard affordable rent outlay defined by the U.S. Department of Housing and Urban Development.

Which ZIP Codes Are the Most Affordable?

Below, we show each state’s most affordable ZIP code, the ZIP code’s location, and its average annual rent (from ZORI) as a share of local median household income.

State ZIP Code Location Annual Rent as % of Local Median Household Income Avg. Rent Cost (ZORI, $) Median Household Income ($)
Kansas 66224 Leawood 10.57% $1,850.00 $143,093
Michigan 48324 West Bloomfield 11.50% $3,069.76 $203,000
Texas 78248 San Antonio 12.29% $2,231.67 $138,220
Pennsylvania 15228 Pittsburgh 12.57% $1,960.28 $128,333
Iowa 50323 Urbandale 12.77% $1,734.63 $145,774
South Dakota 57005 Brandon 13.51% $2,648.78 $185,093
Ohio 43035 Lewis Center 13.71% $2,048.33 $132,573
Illinois 60304 Oak Park 13.92% $1,259.17 $122,986
North Dakota 58554 Mandan 14.23% $1,021.94 $76,612
Indiana 46077 Zionsville 14.28% $1,255.50 $131,002
Minnesota 55906 Rochester 14.57% $1,561.98 $125,060
Missouri 63141 Creve Coeur 14.93% $2,104.16 $152,326
Tennessee 38024 Dyersburg 14.95% $1,475.98 $127,195
Alabama 35213 Mountain Brook 14.99% $1,570.11 $137,408
Arkansas 72223 Little Rock 15.19% $1,217.72 $116,278
Arizona 85253 Paradise Valley 15.27% $969.22 $71,601
Nebraska 68130 Omaha 15.29% $1,540.35 $109,405
Louisiana 70605 Lake Charles 15.38% $1,043.45 $81,404
New York 11731 East Northport 15.51% $2,025.78 $138,261
Wyoming 82716 Gillette 16.01% $1,816.65 $111,410
Wisconsin 54956 Neenah 16.24% $2,033.56 $159,846
Georgia 30005 Alpharetta 16.58% $1,929.44 $98,459
Kentucky 40059 Prospect 16.72% $2,716.04 $170,000
North Carolina 27613 Raleigh 16.90% $1,940.98 $83,946
New Jersey 7090 Westfield 17.17% $1,387.50 $55,402
Mississippi 38801 Tupelo 17.25% $2,040.67 $137,097
Oklahoma 73142 Oklahoma City 17.28% $1,750.91 $116,756
Maryland 21043 Ellicott City 17.58% $1,397.75 $112,328
West Virginia 26062 Weirton 17.80% $2,563.01 $163,333
Virginia 23113 Midlothian 17.86% $2,041.67 $103,934
South Carolina 29708 Fort Mill 18.00% $623.89 $50,064
California 94062 Emerald Lake Hills 18.15% $916.67 $59,482
Florida 33556 Odessa 18.33% $1,935.56 $124,449
Utah 84025 Farmington 18.49% $2,243.88 $161,079
Montana 59501 Havre 18.49% $1,489.03 $116,849
Connecticut 6410 Cheshire 18.54% $810.56 $56,393
Oregon 97221 Portland 18.66% $1,425.00 $55,511
Colorado 80108 Castle Pines 18.83% $1,170.83 $96,403
Washington 98040 Mercer Island 19.17% $1,204.58 $83,648
Massachusetts 1720 Acton 19.37% $2,050.00 $117,408
Nevada 89511 Reno 19.57% $1,950.00 $100,751
Idaho 83221 Blackfoot 19.95% $1,234.43 $97,530
New Mexico 87544 Los Alamos 20.95% $1,662.43 $107,901
Alaska 99517 Anchorage 22.12% $1,062.50 $63,897
New Hampshire 3045 Goffstown 23.23% $1,113.33 $98,902
Delaware 19810 Wilmington 23.52% $1,522.56 $172,829
Rhode Island 2865 Lincoln 23.57% $791.67 $53,360
Hawaii 96822 Honolulu 27.75% $1,584.86 $85,964
Maine 4210 Auburn 30.05% $1,731.25 $162,705
Vermont 5701 Rutland 30.80% $917.50 $77,356

The average rent in Leawood 66224, Kansas, costs 10.57% of the local average income—the most affordable rent level of any U.S. ZIP code.

The 66224 ZIP code is right at the border of Kansas and Missouri, and just a couple of ZIP codes south of Leawood 66211, home to Kansas’ priciest residential real estate.

Midland, Texas, has the highest proportion of affordable housing against local incomes, with 97.5% of rentals available below 30% of the local average income.

Several ZIP codes within major metropolitan areas ranked as the most affordable in their states, including Portland (97221) in Oregon and Pittsburgh (15228) in Pennsylvania.

Over on the West Coast, Los Angeles doesn’t have a single ZIP code where the average home is affordable to rent, according to the 30% rule.

To learn more about housing affordability in the U.S., check out this graphic that visualizes median house prices in the U.S.

Tyler Durden Thu, 01/30/2025 – 21:30


Source: https://freedombunker.com/2025/01/30/these-are-the-most-affordable-zip-codes-for-renters-in-america/


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