Process of Buying a Toronto Condo
Toronto condo purchasers, first-time home buyers especially, generally lack the knowledge to determine what they can afford when it comes to buying real estate and how the purchasing process actually works. Here is a step by step list on how to purchase a Toronto condo:
1) Start by getting a mortgage pre-approval by your bank or a mortgage broker. Knowing what you can truly afford gives you a starting point and a price point to search within. After all, it would be very disappointing to find a condo you love only to find out it is not within your financial means.
2) Find a Realtor (Real Estate Sales Representative) you trust! This is very important as you will be sharing personal information about yourself and spending lots of time with them. Talk to your Realtor about what you are and are not looking for in a property. ( hint hint.. talk to the Condo Chicks;) )
3) Now the fun begins. Once you’ve been pre-approved for a mortgage and you’ve found your trusty realtor, your realtor will then begin showing you condos of interest.
4) While on the showings, scrutinize each unit. Think about the location, condo building amenities, the potential future value, the unit layout and of course the price.
5) Once you’ve found the condo unit you would like to purchase, have you Realtor research what the unit is actually worth and carry out their due diligence.
6) Now its time to make up the offer. Have your Realtor go through the offer with you. You may also want to have a lawyer review it.
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