Foreclosed Homeowner Beats Big Bank; Judge Voids Sale Of Man’s Home

By Ronald L. Ray —

In the ongoing “war for plutocracy,” by which the Rothschild dynasty of financial pharaohs and the weasels of Wall Street seek to separate the common people from their property, the debt-slavers normally count on the dutiful support of the courts when turning distressed homeowners into America’s homeless. But Snohomish County, Washington Judge George N. Bowden showed both courage and character on January 30 when he voided the foreclosure sale of Jacob Bradburn’s home by giant Bank of America (BOA).

In a sense, Bradburn’s story is that of the American “Everyman.” Following the 2008 economic collapse, caused by avaricious Big Banks, Bradburn fell upon hard times. He turned to his mortgage servicer for help in keeping his home, only to hear the advice given by seemingly every servicer and credit card company.

Because he was still current on his mortgage, he was told he had to “miss a payment” before he could qualify for refinancing. Like so many other debtors before him, Bradburn did so, but the conundrum of bank-induced consequences was such a “convoluted case in the minefield of mortgage foreclosure litigation,” wrote Bowden, that even the legally trained judge’s mind struggled with the muddle of facts.

Immediately after the missed payment, the BOA snake constricted around its prey. Bradburn was denied refinancing. A dispute arose over how much money he continued to owe on the house—not uncommon in the quicksand of additional interest and penalties inflicted on delinquent homeowners, even when their delinquency was caused by a bank’s demand. And in the midst of Bradburn’s continuing efforts to seek assistance from the predatory lending institution, BOA foreclosed extrajudicially on his home and sold it out from under him. So much for helpful customer service.

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