They Want People to SHUT UP and NOT contact the Consumer Financial Protection Bureau

~SO- TIM PAWLENTY WANTS YOU TO SHUT-UP

If you were screwed over by the Big Bailout Banks or Servicers like Ocwen; cheated, lied to-charged illegal fees which increased your payments- foreclosed on- faced paid off Judges-greedy, gutless Judges who support the theory of economical foundation ruin by bank radicals who brainwash Judges who bought into this theory of lies that they had to circumvent the laws for the better good – the better good was to stuff their own bank accounts at homeowner’s expense- but, don’t forget-”off” shore account,s anyone?  People hire lawyers only to find out they were ignorant of the laws that even applied to the crisis.

So, according to Tim Pawlenty, the US Consumer Fiancial Protection Bureau should not post the abuse of the consumers that they faced by Financial Institutions such as charging illegal fees – hidden fees- late charges that were not late but deliberately not posted on time by the Financial Institutions so late fees could be charged. Screwing up consumers insurance policies- escrowing insurance that the consumers had already been paying through an insurance company – in essence, being billed twice for insurance – escrowing taxes on you for your neighbors property- charging to borrowers and refusing to stop when repeatedly told of this illegal conduct- Citimortgage comes to mind.  An actual example of Citimortgage’s fraud (Citigroup) -they sent their chosen lawyer to close a deal on five acres and a farmhouse that ended up on much more land that wasn’t included in the appraisal disclosed – taxed other parcels inflating escrow – added to escrow the parcel of a neighbor with different address- switched out land descriptions and attachments more than once- Citi did not have Grantor sign the deed but proceeded anyway- the fraud is endless, you get the idea.  Actions such as these are still ongoing by these banks.  But, according to Tim Pawlenty – - Let’s look the other way!

Mr. Pawlenty – This isn’t one sided, its on the record – public records.  Citimortgage, Citigroup lawyers didn’t even bother to see who the real grantor for this property was.  The person who signed the note thought they had an interest, but they didn’t – the Court records prove title was never transferred by Ohio Law.  Who was the professional lawyer at the table here?  Who should have checked to see if it was a clear title?  Who does this practice everyday and should know?  After Citi makes all these mistakes – refuses to take payments for the note signor – Citimortgage refuses payments – Why?  Answer- Your name is not on the note.  Well, according to Citimortgage if your name is not on the note but on the securitized mortgage, you can’t make the payments.  Do you realize how many times that Citi does this across the country – In other words – you could take someone else’s property and put a mortgage on it.  And, that’s exactly what Citimortgage has done.  In this particular example – they literally, have taken someone else’s property and put a mortgage on it and now, wants paid for that illegal activity.  And, yes, this mortgage was securitized witout knowledge to laymen.  People are relying on conventional methods when the banks are securitizing mortgages.  In this particular case, Citimortgage has hidden the owner of the loan which is Fannie Mae.  People at address get letter from Fannie Mae saying we own this loan at this particular address – and at the same time – lawyers for Citimortgage are denying Fannie Mae in their answers to interrogartories.  The fraud and the lies keep rolling.  Withholding information making people think they are getting a conventional loan when in fact, their note and mortgage will be split and sold to investors.  The investors are now the homeowner’s lenders- But, who are they?  Where are they?  Note and mortgage bifurcated which is against Ohio Law and yet they pretend to put mortgage back together with the note.  In cases already decided, they have shown the note going a certain direction with a certain owner and the mortgage going in another direction to different investors around the world.  The shredded mortgage is being sold to investors worldwide.

 Citigroup had to call Singapore to get investors approval for the next $50 Billion bailout from US taxpayers treasurers under Tim Geithner- Oh yes and Citi had to get approval from a Saudi Prince before Timmy could sign off on the deal.  Well, so far, Citimortgage -by the way, this was Citimortgage’s third (3rd) bailout of Billions upon Billions – Citi is still beating up the homeowners even after their crooked schemes.  They even hired a foreclosure mill law firm, Laurito & Laurito – along comes Colette Carr, their lawyer from this foreclosure mill who made false fraudulent accusations against the homeowners.  Proof-Evidence-Facts was against the lying lawyer but backed up by an alleged crooked judge and his neighbor lawyer who chose to ignore the evidence, facts and the truth, the judge stamped summary judgment in favor of Citimortgage with no trial.  But, what does Citimortgage (Citigroup) do   –brings in another law firm to continue the harrassment and illegal activities.   Oh yes and co-counsel made a statement, “we just want the property” – tip of the iceberg.  This horrendous miscarrage of justice goes on.  Thanks to Citimortgage, Citigroup whose illegal actions cost the taxpayers billions – starting with 25 Billion – they bought new corporate jets- executive compensations-bonuses-another round please- 20 Billion – no restricitions.

But then another round please Mr Timmy Geithner for Citi.  OK – Another $50 Billion.  How much more did Geithner hand over to Citi, not sure, but be assured, the record so far is 25+20+50.  $95 Billion, no strings attached – another 300 Billion but the FDIC wants a “ring fence” around this 300 Billion- so much going out so quickly to Citi, thanks to Geithner, smell a rat anyone? and they benefited from the 150 Billion in the Insurance Company AIG of taxpayers money from the U.S. Treasury and the FDIC.  No wonder Pawlenty wants People to Shut Up!
Citi wanted to get rid of the 300 Billion Ring Fence.  It had taken a year for Citi to make up their minds as to which toxic assets they wanted a ring fence – Citi wanted to get rid of the ring fence — So, they could give bonuses to keep employees.  The NY Feds and the Treasury’s Department under Geithner was determined to make Citi look good – One, now, has to wonder, as one from the FDIC did – was the bailout for Bank Bonuses or to help the system out itself.

Well, if Tim  Pawlenty hasn’t waded enough through the barnyard without his boots on, along comes another from Maryland’s Public Policy School – whatever the hell that is (public policy school) by the name of Don Kettl.  He makes as much sense as a skunk in heat.  So, this Kettl states that the Consumer Finance Protection Bureau is a “Strategy of Outrage”.  Well, lets see, he allegedly thinks the CFPB is out to change business’s behavior and the business don’t know how to deal with that.  How odd is that.  These bank’s, businesses were caught up in a disgraceful inhumane, greed filled blood sucking parasitic of destroying peoples lives and for what – Bloody greedy parisites who wanted to be rich and richer and at whatever cost to the United States wasn’t in play – Kettl mentions how these businesses ( I suppose he is afraid to use the words –banks and an Insurance Company called AIG – Anyway, these “businesses” are now paying billions in fines “over their lending practices” – How quaint that should read, over the blood sucking illegal fraudulent criminal conduct leaped upon the public that destroyed millions of lives while these parasitic insects lavished themselves with luxury, bonnuses, money, nothing too good for these cannibals.  So, Mr. Kettl doesn’t know how these poor “Industries” are going to know how to respond for their actions.
Instead of going public with these institutions illegal conduct – Let’s not tell the taxpayers about the fines – actually fines not enough to compensate for the horrendous crisis it caused this country.  Oh my, if these people who were harmed by these greedy blood thirsty money mongruls speak out – this could upset the whole apple cart when the banks or “Industries” commit the same abuse of our judicial system and come back to rape the taxpayers of more money.  Oh, Please, we need to be bailed out again or you know the country will go broke.  These banks are now bigger than before the crisis.  Didn’t Ms Yellen, Head of the FDIC, just admit the big banks are bigger now than before the crisis – Heads Up People.

Now, Mr Painter was an ethics lawyer under George W. Bush administration.  I hope that I don’t run out of ink before I get Mr. Painters title going here.  OK – Ready, Mr. Richard Painter- a “corporate and securities law specialist at the University of Minnesota” – Minnesota – Isn’t that where Pawlenty comes from – The guy that wants consumers to shut up – The Banks have a lot of hostility against the CFPB according to Mr. Painter – could it be because these banks wanted bailouts- more bailouts without any fallout from the public – the public was not to know?  Mr. Painter thinks if these public views are out, this could cause problems from the “Industries” like AIG or maybe Citi’s Singapore or Saudi connections, not counting Citi’s twelve plus banks in China -   Are these the industries Mr. Painter could be referring to that could hamper this nations financial system to work better.  Where was Mr Painter when this crisis began 6 years ago people.  Actually, it started way before that when the people were shut out and tricked, lied to and deceived by Fraud from the “Institutions” – the people are not to discuss according to Pawlenty, Kettl and Painter.  This was to be an open administration – maybe if the people had been better informed, not lied to, defrauded by these banks and servicers, this crisis may have been avoided.  The greedy vultures could have possibly been reigned in, to some degree by these very consumers that Pawlenty and his groupies want to shut up. When it came time for these dudes to explain their whiny consumer complaints- Guess What? – they were not available.  Freedom of Speech People – Now Comes Ann Wallace with her Shut-Up advice.

Poor Ms. Wallace – Let’s see what her title is for consumer shut up’s – ready or not – here it comes – Director of Consumer Financial Services For the Financial Services Roundtable.  Does Ann Wallace really believe that consumers are so stupid that stating their complaints could be construed as “misleading and confusing” to whom?  or could Ms. Wallace mean that if consumers stated their positions this could “mislead and confuse” the government.  Therefore the government, this could screw up the government’s thinking – something as silly as that? 
For Ann Wallace, there seems to be confusion about what happened and if consumer’s state facts-opinions and what happened to them – this will only confuse other consumers when it comes to making financial decisions.  Apparently, Ann Wallace was not in the eye of the crisis.  We live, we learn – especially from others mistakes, experiences.
Maybe, you- Ms. Wallace, Pawlenty, Painter, Kettl and people like you who did not have to weather the storm, can stand by and make judgmental calls about consumer’s rights to free speech.  For bad to happen – is for the good to stand by and do nothing.  So, don’t try to shut up those who are trying to help others by sharing.  That’s how we can learn. 
Wallace’s pathetic excuse for consumers not to speak out is that they may be too stupid to get their facts straight but speaking out – gets results – the truth can only come out if people speak out- by not speaking out, leaves these banks, “institutions” – Vultures to more breeding of the same temptation to blood sucking the consumers.  Remember, it is these banks, institutions, companies that hold the big purse strings to commit crimes with their accumulated knowledge of corruption, tricks and slick tongue counterparts to intimidate or try to intimidate the consumers.  Oh and people like Tim Geithner who side stepped the Homeowners but Insisted the Big banks be Bailed out whether they wanted to or not.

So, according to Mr Kettl – when there are complaints aired about banking corruption- they might not have any good answers or better yet, do nothing to resolve their corruption if it is kept hidden.  Ms. Wallace believes banks, institutions can’t respond.  Since When?  Millions of foreclosures ring a bell, Ann Wallace.  Nothing generic about all those, or as a nation of abused homeowners for executive bailouts and big bonuses – did we miss something?  Also, Ann Wallace is concerned people will get their facts screwed up.  More likely, the facts, evidence, proof is all there but people like the above don’t want to hear it.  Judge Alan Goldsberry – one Judge who chose to ignore the facts, evidence, proof – no justice here.

Citigroup bailed out so much, so often billions upon billions only gave them more arrogance to continue their corruption and ignore proof facts- hire expensive law firm to push a retired widow off her farm.  Some actual examples that have taken place from banks and servicers – Bank of New York Mellon, US Bank, JP Morgan, Ocwen and Deutshce all striving to be players at the same time hires a law firm to make up illegal documents to force a foreclosure.  Ocwen makes up illegal documents to force homeowners out for US Bank and the Plaintiff Banks have fabricated documents they are an attorney in fact for a dead principal, New Century Mtge Corp – a dead bankrupt company who liquidated and has a State placed injunction against them which clearly shows they are not allowed to do business in the State of Ohio- No Wonder Mr. Pawlenty wants people to SHUT UP with facts like these against corrupt banks who continue to illegally foreclose on people. 

If you look at your papers and investigate – you will find the fraud put on the people by these banks and servicers – Contact the Consumer Financial Protection Bureau with your complaint and attach your documentation to that complaint.  Be precise in your description of what the banks have done to you and support that with your evidence.