Solving the Money Problems

The Solution to Any and All “Financial Crisis”

Too-Brief Intro – poke around and fill in the gaps for yourselves

Christianity & Usury

The early Christian creed forbade the charging of interest on loans. Right decision.  No debate, simple as that.

So what happened?

Martin Luther and a bloke called John Calvin split up the Christian ideologue. Luther basically with a refutation of sacerdotalism – not a bad thing some might say given the state of the priesthood -   Calvin however spearheaded something altogether darker called ‘Puritanism’.

He changed his name three times – Cauin – Cohen – then as Calvin he arrived in England with the set of dogma known as Calvinism, it’s not clear where this ideologue came from. 

Calvinism focused strictly and literally on the old testament ten commandments and also in good Christian fashion insisted on burning witches – this destroying of access to real knowledge via the killing of witches/shamans is a common theme and, differences of opinion aside, what it does at the least is remove the old knowledge relating to freely available plants and herbs, natural healing and spiritual development rather than material accumulation, from the public domain. This helps clear a path for substances to be created, named, patented, controlled and cashed-up by a dubious pharmaceutical industry worth billions. (See Codex Alimentarius)

To cut to the chase, Calvinism advocated usury as an acceptable Christian practice – that was Calvin’s chief mission. Calvinism was also exported  to America to similarly infect that culture.

The Banks NOT Governments Control the Money.

The governments borrow money from these banks – (it’s expensive to go into politics! – and the politicians manipulated or helped into power by those very same banks either do so willingly or have no other choice) – and follow political directives from these same bankers because the bankers control access to the money the politicians need and the politicians are secretly connected, directed and if necessary blackmailed or destroyed  by these bankers through various covert methods and secret groups – take your pick from the range of Freemasonic, Bilderberger, Luciferian, Roundtable, European Union, Club of Rome, Club of Budapest etc etc..  (See F. William Engdahl A Century of War for the who and how of war & political manipulation).

So the perceived “Capitalist” aspiration leads one to a place where one has to

1.       Borrow money that has no reality BUT pay compound interest on that sum, earned through manifest labour that has real-time effects and value (construction, manufacturing, development)

2.       This allows one to live in a house whose value has been artificially inflated for which most people continue to pay interest for the foreseeable future.

3.       This “market-led” inflation is in order to raise the level of borrowed money necessary so that the banks become both more wealthy through greater real ownership, centralisation and control of created debt and

4.       More powerful, as there is a direct negative correlation between percentage of earnings needed to fund mortgage repayments and the borrower’s freedom to make choices that would jeopardise maintenance of those payments.

5.       As a result of this long-term control of their spending power, people are effectively trapped

6.       Choices are restricted, people are more worried, less happy.

7.       People have less disposable income

8.       Boom and Bust events are easy to manipulate

9.       The population can be more easily bled dry and controlled.

Witness Edward Heath’s failure to win his miners’ strike when most miners did not own their own houses, compared to Margaret Thatcher’s ability to crush her own after she had spearheaded the ‘Right To Buy’ scheme’, a scheme seen by huge numbers as a wonderful thing, but in fact only serving to further centralise power via a cynical manipulation of what should have been a useful and beneficial social enterprise initiative.

Fractional Reserve Lending

The way the banks are able to lend all this money is due to a deal they have made with government – acting on our behalf for our best interest of course.

This involves the banks working a trick called ‘Fractional Reserve Lending’.

This is a good one.

The idea is that banks say that, because most of the time most people never leave less than 10% of their money in the bank, why not lend out that residual money to people who need it for other things – mortgages, extensions, new car etc. – and put it to use?

Good idea? – Seems reasonable.

Except that of course they charge interest yet again, way over and above administration costs.

But that’s not all. What they also do, of course, is get greedy.

The banks are allowed to classify and use as lendable assets up to 15 times or more the value of all  assets lodged with the bank AND charge interest on that non-existent money.

What is more, if they lend you money for a mortgage (more non-existent cash), the value of that loan, lodged with the bank as an asset – remember the intentionally inflated price of the property – also then becomes available to be multiplied by 15 and that doubly-non-existent sum re-loaned, of course with interest charged and accrued on something that didn’t even exist the first time it appeared on the screen.

Of course remember also that these same people control Boom and Bust – Thatcher was able to break her strike by having the banks pull the plug on all the miners’ mortgages at the same time, forcing them to give up the strike or make themselves and their families homeless.

This means that at any given time, the markets can be manipulated – heated or cooled in terms of perceived availability of borrowing capability – to make loads of people go broke and guess who gets huge chunks of real estate and other actual physical assets on the back of repossessions? – The banks, who let’s not forget are in the hands of a very few familial groups.

Not only that but the general sense of ‘financial unpredictability’ creates unease and a perceived problem in peoples’ minds and the bankers further their aim in increasing centralization of finance and power by offering solutions geared around some or other form of greater centralisation of resources, leading to even greater control for them and less personal choice and sovereignty for everyone else.

This lending and charging of interest on fiat money is the nub of the “financial meltdown” pure and simple – anything else anyone tells you is fog, ignorance or lies.

Different Breeds of Dog

A big mistake, based upon fear again (and not a little in ‘Political Correctness’, which should of course be all about care and consideration and not fear of condemnation, ridicule or social stigma), is in imagining that these people are just like you and me. They simply are not.

Would anyone say that the Yorkshire Ripper was the same as anyone else? Or Myra Hindley? What about Fred & Mary West, or Jeffrey (the cannibal) Dahmer? How about Gilles de Rais, Marshal of Laval, Joan of Arc’s bodyguard and, in his day the richest man in France, in the cellars of whose castle were found the abused and ritually murdered bodies of over one hundred children? – In terms of dog breeds, would anyone argue that their children are as likely to be equally safe left alone in a room with Marley the Labrador as with Satan the Pitbull? Of course not.  

This is a question of disposition and it’s simply that these banking people are more measured and controlled in their sociopathy and psychoticism and more insulated from both the consequences of their actions and the reach of the Law Courts. (Anyone else would have been hanged, drawn & quartered and the pieces buried on unconsecrated ground – Gilles de Rais was simply hanged and buried in the churchyard)

Anyway – So here is my answer to the current financial stickiness:

1.       Governments create and print their own money directly tied to real goods and/or services;  subsequent market changes and wage differentials will, as they always do, sort themselves out;

2.       Property is re-valued across the board;

3.       A check and balance scheme is applied so that financial differentials as a result of house value reforms are fairly managed to consider different peoples’ relative past percentage investments, how this relates to pension etc.

4.       Government takes control of building homes for people and

5.       FIXES HOME PRICES so that young people are able to BUY AND ACQUIRE STAKEHOLDER STATUS IN THEIR OWN WORLD; DO NOT ALLOW ‘MARKET FORCES’ to determine the cost of housing.

6.       Have these purchase prices subject ONLY to materials, supply and wages costs with a minimum administration overhead

7.       This puts money back into peoples’ pocket which finds its way into shops and this stimulates the economy

8.       This also allows people to save for retirement

9.       This also re-establishes a more realistic, consonant relationship between money and what it can buy.

10.   More people have more reason to take an interest in their environment

11.   This also reduces the risk of a social underclass and youth disenfranchisement

12.   Fixed housing prices allows people to constructively, realistically envision and plan their future movement up a property ladder that is not going to suddenly grow an extra dozen rungs and cost them an extra £50-100,000 somewhere along the line.

13.   Life begins to take a recognisable shape and is less threatening as one can see a clearer path forward.

14.   This means people have less cause to be fearful

15.   People are nicer to each other because there is less feeling of competitiveness, more feeling of a shared world with shared hopes and aspirations.

It’s not very difficult. This is what I call a very practical and useful election platform based in Conscience. If I can work this out, one has to ask why hasn’t one of these government think tanks managed to work it out?

The answer can only be that these people do not have our best interests at heart and that another, altogether less useful, less compassionate agenda is being served.

More CEOs Are More Psychopathic

Because psychopaths, sociopaths and narcissists WANT control more than other people, there are a disproportionate number of these types of people in positions of power. This means, as several recent studies have shown, that upper management and CEOs are high in psychopathy compared to the rest of the population. This means that more people in more positions of power are LESS likely to make decisions that are more likely to be for the good of others and MORE likely to be selfish in nature and outcome.

Such people are, in their turn, easily bribed, manipulated, coerced and controlled, so long as they are getting what they want out of the deal.

These selfish, insensitive psychopaths and their weak, easily-led follower-gang-members pretty much know that all they have to do is keep the majority either suppressed, distracted and/or anaesthetized with Conflict, Sport, Sex, TV Dramas, Mortgage Worries, Health Scares, Environmental Scares, Terrorism Scares, Booze, Magazines etc. – and this will allow them to carry on doing in their perverse, inhuman way, what they want to get up to.

They pretend to be, but they are not, the same as you and me.

Narcissists, sociopaths and psychopaths lie for selfish expedience with no conscience.

They cannot therefore be expected to make those decisions, based upon empathy, kindness and compassion that make the most practical and beneficial sense and have the most useful outcomes for you and me.

We need to start thinking differently – (you can’t solve a problem with the same understanding that created it) – or else we’re going somewhere that looks rather unpleasant.