Tom, your article is entirely correct though it left out a fundamental point on the cause of so much misery and death. Usury is labeled sin in the Bible for excellent reasons. Extrapolate the actual cost of interest on society, not just on the borrower, and it is unpayable. Always.
Mort (death) gage (bond, as in chains) for you and at least 4 generations that follow.
The great deception is our own because we too play the same game until death. Trying to beat the markets or, worse, becoming a tyrant/lord/landlord ourselves trying to maintain the value of our capital. It is impossible. You cannot make more in the markets, in loans or as a landlord than the system itself consumes.
On the other hand, if you grow food carefully, concientiously, organicisticly then you are guaranteed a profit far beyond your investment in capital or labor. Nothing will give a better return than a packet of seeds; except of course the seeds of the seeds of the seeds.
As for your comment to the Pastor; It is impossible to beat the system and thrive. This was established in 1984 (Orwell) through central banks control of the global economy and establishment of monopoly jointly owned by the banks/corporations/governments/religion(s), and their parasitic lackeys, under one head at Rome. Full implementation occurred on 9/11 with the hijacking of T-bill trading from Cantor Fitzgerald by Goldman Sachs. Goldman in turn, and in concert with Monsanto, et al, hijacked the seeds. Game over; except, again, the fundamentals of your article.
It requires about 250 people to build and hold a community against all comers. You all have about 14 months left. Unless you live in the Euphates valley in which case you have about 8 months.
That is all.