Fixing Globalization & The Unbearable Simplicity of Banking - Localize the economy with Food Security. Google Preppers, Permaculture, Transition Cities and Follow the Links, the Neurons of the Global Brain...
Briefly, lending is a no-risk, ‘asset-secured’ business, in its simplest form seeing borrowers liable only for the original loan, secured against the borrower’s assets, plus interest.
When the loan is payed back, the bank profits from the interest.
When borrowers default, they yield to the lender whatever securities they’ve put up, normally far exceeding the value of the original loan.
The lender still profits.
Most public loans are mortgages, where the home itself secures the loan.
But over the 20-30 year payback period – his working life – the home buyer often returns more than 100% interest as he pays back at least twice the amount of the original home loan. And he can lose his home at any time, no matter how much he’s paid.
So in the simple lending business, the lender gets his money back, plus interest.
In a default situation, he gets the securities against the loan which he sells off to recover the loan and should profit if he’s correctly valued those assets.
In the mortgage market, he doubles his money.
This looks like an almost totally win-win situation for the banks.
Depositors paying banks to lend them their money? Just more cream.
More than just arrogant, too – it seriously begs the question, why such cheap exposure to inevitable discovery and publicitiy, possibly prosecution?
Or does “that’s just the way it is” have enough power to prevent close examination?
“They” may own the legal system, the media, the educational system and the war machine… but the human soul?
No.
Is there a solution, any solution?
Yes.
Localize your economy.
Start with Food Security.
Get off the grid.
Then look here - Preppers, Permaculture, Transition Cities and follow the links… the neurons of the Global Brain…
Tom Dennen
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Whistler Blowers, Insiders
Here is the fix…NO. When TPTB/Were demand taxes on the money we earn – say NO. When they threaten to take your home – say NO. When they demand that you pay a tax and apply for a license to drive your personal car, open a business, get married, etc., etc., etc. – say NO. Americans have a legacy of saying NO to oppressive power mongers. The Pilgrims said NO to religious tyranny. Our Founding Fathers said NO to political tyranny. Rosa Parks and Martin Luther King said NO to racial tyranny. It is time we as Americans of every race, color, and creed stand together and individually with courage and say NO.
I am a former pastor that has battled severe depression for the last several years. I have lost my ministry, my home and my beloved country. I am struggling to open a bakery business and have encountered one bureaucratic hurdle after the next while my savings has been completely drained and while shiftless idiots recite idiotic rules that make them feel powerful and leave me broke and discouraged. NO MORE!!! If they want one more dollar to fill out paperwork, get licensure etc. etc. etc. my answer is NO!!!!!!!! I am going to open this business and there is no power on earth that is going to stop me.
Bravo Sir! Whenever the voice of a Sovereign Man, a Freeman, a former slave is raised, another crack appears in the foundation of tyranny: there is no power on earth that can defeat the Sovereign Man, not even compound interest…
Tom, your article is entirely correct though it left out a fundamental point on the cause of so much misery and death. Usury is labeled sin in the Bible for excellent reasons. Extrapolate the actual cost of interest on society, not just on the borrower, and it is unpayable. Always.
Mort (death) gage (bond, as in chains) for you and at least 4 generations that follow.
The great deception is our own because we too play the same game until death. Trying to beat the markets or, worse, becoming a tyrant/lord/landlord ourselves trying to maintain the value of our capital. It is impossible. You cannot make more in the markets, in loans or as a landlord than the system itself consumes.
On the other hand, if you grow food carefully, concientiously, organicisticly then you are guaranteed a profit far beyond your investment in capital or labor. Nothing will give a better return than a packet of seeds; except of course the seeds of the seeds of the seeds.
As for your comment to the Pastor; It is impossible to beat the system and thrive. This was established in 1984 (Orwell) through central banks control of the global economy and establishment of monopoly jointly owned by the banks/corporations/governments/religion(s), and their parasitic lackeys, under one head at Rome. Full implementation occurred on 9/11 with the hijacking of T-bill trading from Cantor Fitzgerald by Goldman Sachs. Goldman in turn, and in concert with Monsanto, et al, hijacked the seeds. Game over; except, again, the fundamentals of your article.
It requires about 250 people to build and hold a community against all comers. You all have about 14 months left. Unless you live in the Euphates valley in which case you have about 8 months.
That is all.
I’m counting on pockets of of viable seeds all over the earth… we only cultivate a few edible plants; hundreds of edible wild strains are out there…
Good stuff here! Re-skilling with methods like permaculture is the way forward. Extricate yourselves from the mess that has become modern day society,,,