Editor’s note: At DailyWealth, we focus on showing you safe, unconventional ways to invest. But occasionally, our founding editor, Dr. Steve Sjuggerud, shares timeless “how to live a rich life” ideas… These essays generate more positive reader feedback than anything else we publish. So this week, we’re featuring a few of our favorites…
“Do you have any savings?” I asked my friend Tony.
“Not really, no,” he answered.
Tony is in his 50s. And he didn’t sound worried in the least. How is that possible?
I was surprised Tony was so relaxed…
My wife, for example, couldn’t consider living like that. My wife is hard-wired to save instead of spend. She really doesn’t spend. And even though we have saved and invested well… she STILL worries.
When Tony quit his job, he sold off a good deal of his possessions to finance living his dream.
Tony now builds extremely fine guitars. He has earned critical acclaim. He’s doing what he always wanted to do. And he intends to do it for the rest of his life.
I visited Tony in Indiana so he could help me build my own guitar…
“This is my retirement,” Tony said, pointing his arms around his shop.
“The Larson Brothers built guitars until they died in their 70s,” he reminded me. “And John D’Angelico and Jimmy D’Aquisto built guitars until they died, too.” Tony intends to do like these legends did.
He had a “good” job as a computer graphic artist. And before that, he worked as a cabinetmaker. But making cabinets or pushing a computer mouse were not what he wanted to do with his life.
Guitars were always his passion. He’d been building and tinkering with them since the 1980s. So he took the leap. If it didn’t work, he figured, he could sell off the contents of his guitar workshop and return to being a graphic artist.
I am not as bold as Tony. But I do admire him for following his passion. He took what must have seemed like an enormous risk. But now he’s able to say something most people will never be able to say… He’s living his dream, doing what he wants to for a living.
Tony has “retired” with basically no savings. And yet he is happy, because he has set himself up to do what he loves for the rest of his life.
Is following your dream worth a shot? Can you turn that into a way to make money? If it doesn’t work, do you have something to fall back on? You only live once… Think about it.
Regards,
Steve
Saving My Life Update: Finish Line?
I hope you’ve been following my weight-loss (mis)adventures in DailyWealth…
I was inspired by comedian Penn Jillette, who lost 100 pounds in four months.
I asked him his secret while we were backstage in Las Vegas… and he told me “we ALL know WHAT to do… but nobody DOES it!” So I went home, inspired to DO IT.
My mantra is simple: “Eat less, move more.”
I started strong… I stayed strong for more than a month… Then Thanksgiving arrived, and the wheels came off. I didn’t finish strongly. Here’s where I finished:
Height: 6’4″
Weight: 251 pounds (down 11 pounds)
Body fat: 34.6% (down 1.4 points)
Waist at belly button: 44.75 inches (down 1.75 inches)
These numbers are a significant improvement over where I was two months ago. But they are not good enough…
I need to get back on it. I suggest you join me…
The best thing I did to stay on track was to report my “specs” to you – every week – in DailyWealth. I don’t want to let you down. I don’t want to fail in front of you.
I suggest you do the same… Find somebody or some group that you don’t want to let down, and report to them. Don’t ask, just start reporting.
Let’s start up now. Call it a New Year’s resolution, if you like.
Are you in with me? Our first goal is to “be good” until Valentine’s Day. You can define “good” yourself. Valentine’s Day is close enough to be achievable, but far enough that it will be challenging. Let’s do it!
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Source:
http://www.stansberryresearch.com/dailywealth/3162/how-to-retire-with-no-savings
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