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Smart Meters can invalidate your homeowners insurance

Friday, March 2, 2012 0:27
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That’s right smart meters can invalidate your homeowners insurance. Here’s how. Many insurance policies will be invalidated if you have electric devices installed on your home that are not approved by Underwriters Laboratories. It just so happens that the smart meters being installed around the US are not so approved. Therefore if you have a home fire, and there have been reports of smart meters actually causing home fires, your insurance company will be off the hook to pay damages because you have an unapproved device, the smart meter, attached to your home.

This may be the straw that breaks the camel’s back as far as the smart meter controversy goes. Power companies cannot install devices that invalidate your homeowner’s insurance and that may be the legal grounds opponents of smart meters have been looking for to get them removed.

Smart Meters have not been tested or approved by OSHA.

In Minnesota, where I live we have the Itron Centron meters. I called Itron in Washington State and talked to them. They assured me that the meters are UL approved. Yet they would not verify that by sending me an email stating their meters are UL approved.

Next I called Xcel Energy the power company here in Minnesota that installs and uses the meters. After a sixteen minute wait on hold they assured me the meters are UL compliant. I requested a verification of that by email. It was never sent.

Next I went to the UL website and did a search. Although a dozen or so Itron devices are listed the Centron is not. I then called Underwriters’ Laboratories and spoke with on of their reps. She searched and found that the Itron Centron device was not listed.

The Underwriters’ Laboratories was very helpful and sent me this email to verify that both Xcel Energy and Itron lied to me about the Itron Centron being UL approved:


Hello Rick,

It has been a pleasure speaking with you. In answer to your question, I could not locate “Itron Inc” in our online Certifications directory under the category for ‘Electric Utility Meters. Let alone for smart meter products, so I will safely assume these parts are not currently UL Certified.

Here is some Feedback from our Engineer, “This is not unusual as our category for smart meters is relatively new and is covered in our new document, Subject 2735 the Outline for Investigation For Electric Utility Meters. There are not many products currently Certified in this category as yet, because it is a newly established set of requirements. However, we are seeing more and more submittals in this category and it is my hope that in time all such meters will be evaluated to these requirements and you would not have any difficulty in finding a UL certified product to install. Unfortunately, that is not the case just yet.”

I appreciate your interest and support in UL Certified products. If I can be of any help in answering questions regarding the smart meter category, please do not hesitate to follow up with those questions.

Have a wonderful day Rick!


Name Redacted
Customer Service Professional

2600 N.W. Lake Rd
Camas, WA. 98607-9526
T: 877-854-3577 Ext 44483
F: 1-360-817-6014


So clearly lies are being told about the approval and certification of these smart meters by UL. This can cause Insurers to refuse to honor claims since some policies require all electric or electronic devices/fixtures affixed to a property be UL approved. It could also void your policy.

Not only are these unapproved meters capable of rendering your insurance useless in the event of a fire but they can also be the cause.

Here’s a website where dozens of fire and explosions, caused by smart meters are documented:


Do you think your insurance will pay if your home is burned down by a smart meter that is not UL approved? I doubt it very much. This is very damaging information for the proponents of smart meters and very bad news for homeowners who have allowed the smart meters to be installed on their property.


(c) Rick Carufel 2012

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Total 2 comments
  • Anonymous

    YOu will need to scan the bar code on your condom using smart meter before you have sex with your wife.

  • tmoney777

    they state clearly there is no protocol for testing smart meters, as such, how can they be UL?
    (this is UL saying there is no protocol!!!)

    You would have to see if the utility in your area has legally weaseled there way out of this type of testing requirement. You will also have to ask your self, Isn’t it odd that if you have a fire, the first thing your provider will do is go around your house looking for a non UL device to VOID your insurance and that would be blamed, but with smart meters, it is the first thing absolved?

    See the above link to learn technicals as to how these cause fires, from the words of installers, manufacturers and utilities ALL admitting they cause fires!

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