US Doctors Drop Private & Govt Insurance – Provide Better Healthcare & Lower Prices

Doctors all over the country are opting out of accepting insurance and government subsidies as payment for healthcare and taking cash paying customers. It seems that Obamacare is forcing them to reevaluate how they provide the best healthcare to their patients. Not only does it cut out the middle man (government and insurance companies), but it also drastically reduces prices for patients; some by as much as half!

Consider these doctors. First, Dr. Robert Lamberst, a primary care physician in Martinez, Ga., has adopted a new system of billing patients. The new system charges a monthly flat fee instead of taking insurance, Medicare or Medicaid for office visits, according to local NBC 26.

According to Lambert’s site, the fee ranges from $30 to $60 a month depending on a patient’s age and covers all primary-care services. However, he points out that this only covers his services and that insurance may be necessary for other care.

“My fee covers only my services, not the cost of visits to specialists or many of the tests I may order,” the website states. “This means that insurance may still be needed for much of the care I may order.”

He is hopeful that the system will be an alternative and help to be a solution to skyrocketing health care costs.

Then there’s Dr. Michael Ciampi, a Maine physician who stopped accepting all forms of health insurance, both private and government sponsored. His new plan took effect April 1, 2013. His prices are posted at his site.

“It’s been almost unanimous that patients have expressed understanding at why I’m doing what I’m doing, although I’ve had many people leave the practice because they want to be covered by insurance, which is understandable,” Ciampi said.

“I’m freed up to do what I think is right for the patients,” Ciampi said. “If I’m providing them a service that they value, they can pay me, and we cut the insurance out as the middleman and cut out a lot of the expense.”

Ciampi had about 2,000 patients before the move and lost several hundred. However, he believes he will gain new patients to replace those. He’s offering discounts for those struggling with medical bills and even making house calls.

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