20 Million More Americans Could Lose Insurance
New cancellation letters as company plans don’t comply with Obamacare
WND
The same failed Obamacare promise that plunged the individual health-care market into chaos last year is now hitting small group plans and could result in lost coverage for 20 million Americans.
Obamacare’s employer mandate does not apply to businesses with fewer than 50 employees, but many of those those companies are still receiving notices from their insurance providers informing them their previous plans are being canceled because they don’t contain all the provisions required under the new law.
Much like individual policyholders last year, small group plan holders are discovering their plans don’t qualify for being grandfathered, despite the famed assurance that if they liked their plans they could keep them.
“If you had your plan prior to March 2010 when Obamacare became law, it was supposed to be grandfathered in. You were supposed to keep it, but the Department of Labor came out with these grandfather regulations. It’s almost like telling a guy you can keep walking on the beach as long as you don’t get any sand on your feet. It’s almost impossible not to violate,” said National Center for Public Policy Research health-care analyst Dr. David Hogberg.
“If one of your co-pays goes up $10 over one year, your plan is no longer grandfathered. If the co-insurance you pay for a procedure was at 15 percent and they moved it up to 16 percent, it is no longer grandfathered,” he said.
Reposted with permission
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