New Forbes.com Column: The Road To Socialized Medicine Is Paved With Pre-existing Conditions – Part 3
Forbes.com has just published the latest column by Yaron Brook and me, part 3 on the subject of ObamaCare and the debate over preexisting conditions. In this installment, we describe how a the attempt to stop insurers from taking into account preexisting conditions is paving the way for socialized medicine.
The preexisting condition rule places crippling limits on the ability of insurers to create policies based on their best assessment of risk. It will turn them into essentially passive middlemen, who no longer appraise and control risk, but who merely perform the administrative function of doling out health care benefits. It’s only a matter of time before people start to ask: Why not save money by cutting out the middleman? (That, indeed, is what happened with student loans. After decades of subsidies and regulations, the government shoved the banks aside and took over the student loan market.)
You can read the whole column here.
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