High Risk Pools make Taxpayers, not Insurance Companies, to pay for Preexisting Conditions.

High-risk pools have been tried before, with mixed results. It worked like this: 

1. Sick people with problems ranging from arthritis to congestive heart failure were placed in a separate insurance pool, with government and insurance companies helping to cover costs. 

2. They were also charged higher rates, up to double the amount paid by consumers with no serious ailments.  

3. 30 states that had high-risk pools, net losses piled up to more than $1.2 billion in 2011, the height of the pools before the Affordable Care Act took full effect.

4. The programs covered about 225,000 Americans back then. 

5. Most pools had lifetime and annual limits on coverage. Some imposed waiting periods of up to a year for coverage of a pre-existing condition.

6. Some states offered income-based assistance. Most did not.

7. In every state that ran a high-risk pool in 2011, medical expenses outpaced premiums, and losses averaged $5,500 per enrollee. States used fees and taxes to make up the difference. 

Health care base on Ideology, not Reality: 

The nonpartisan Kaiser Family Foundation estimates that 27 percent of adults under age 65 have health conditions that would likely leave them uninsurable under practices that existed before the health care overhaul. Affordability is another matter, and would be handled differently in each state under the GOP plan.