Everything old is new again
When the estate tax was a big deal, one often saw Second-to-Die plans that covered a couple; the plan paid off at the death of the remaining spouse, when the (bulk of) the estate tax was due.
What I haven’t seen in a while are First-to-Die plans. As the name basically states, these plans insure two (perhaps more) lives and pays off at the first death. They can be handy for buy-sell agreements, or if a couple has a specific need for one. They’re also budget-friendly, in that your insuring two folks for a little bit more than one. They can also be helpful savings vehicles for college funds and the like.
Nothing really ground-breaking, of course, just interesting to see a resurgence.
[Hat Tip: Donna S]
Source: http://insureblog.blogspot.com/2017/01/everything-old-is-new-again.html
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