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Underwriting Love

Tuesday, February 14, 2017 11:37

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So it turns out that, once again, co-blogger Bob was prescient when, 8 1/2 years ago, he posted about the weird machinations some couples will go through for insurance coverage:

“[A] poll conducted by the Kaiser Family Foundation, a leading health policy research group, found … 7 percent of U.S. adults married so one or the other could get on a partner’s health insurance plan.”

Fast forward almost a decade, and we learn that folks in The Middle Kingdom aren’t all that different when it comes to insurance, love and marriage:

“This Valentine’s Day Chinese insurers have their hearts set on wooing customers with the sale of love insurance … One policy … entitles customers to a congratulatory payment if they and their designated significant other get married any time between three and 13 years after taking out the policy.”

Kind of like an old-fashioned endowment plan, and looks to be affordably-priced, as well:

“Customers choose a one-time premium payment … in return for a respective payout … providing a valid marriage certificate is shown to the insurer in the allotted timeframe“

For example, $14 nets the lucky couple $291 (assuming they get hitched in time). Not too shabby.So, a loaf of bread, a jug of wine, and … this here insurance policy‽

[Hat Tip: Claire Wilkinson]

Source: http://insureblog.blogspot.com/2017/02/underwriting-love.html

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