From the Trenches: Sharing Ministry Update
Today, FoIB Thomas L reports on his own recent experience:
We are using a sharing ministry, Samaritan Ministries, as of September. In Oklahoma, the premium increase for this year was announced at 51% and all but BCBS were exiting the market statewide*. This is after an almost 40% increase the year before.
All told we would have been paying $1,200/mo for three people, ages 1, 23, and 35 with no known health issues or prescriptions.
Given that my deductible was $6,000 (lower for my wife and daughter), we could easily be $20K out-of-pocket before insurance covered a thing. We cannot afford such an enormous fixed expense for such a speculative return, and always with the prospect of it spiking in cost or disappearing entirely the next year anyway.
Oh, for the days when I paid $75/mo through my work.
So far we are pleased with the service experience. I asked many detailed questions over many hours and had them all answered with equally detailed explanations, but we have had no “shares”. That will change, as we are expecting a second child, so we will soon find out how well Samaritan works for us.
* Tulsa, and Tulsa alone, has an off-exchange alternative offered as joint operation of two local Catholic hospitals.
Now, are these plans right for everyone? Of course not, and I’m not aware of any that claim to be. But they’re obviously right for some folks. As I’ve mentioned, I’m not comfortable marketing them, but only because of the perceived conflict between my role as a licensed insurance agent and the fact that these plans are not, in fact, insurance. Still, they’re not to be easily dismissed.
Source: http://insureblog.blogspot.com/2017/04/from-trenches-sharing-ministry-update.html
Anyone can join.
Anyone can contribute.
Anyone can become informed about their world.
"United We Stand" Click Here To Create Your Personal Citizen Journalist Account Today, Be Sure To Invite Your Friends.
Before It’s News® is a community of individuals who report on what’s going on around them, from all around the world. Anyone can join. Anyone can contribute. Anyone can become informed about their world. "United We Stand" Click Here To Create Your Personal Citizen Journalist Account Today, Be Sure To Invite Your Friends.
LION'S MANE PRODUCT
Try Our Lion’s Mane WHOLE MIND Nootropic Blend 60 Capsules
Mushrooms are having a moment. One fabulous fungus in particular, lion’s mane, may help improve memory, depression and anxiety symptoms. They are also an excellent source of nutrients that show promise as a therapy for dementia, and other neurodegenerative diseases. If you’re living with anxiety or depression, you may be curious about all the therapy options out there — including the natural ones.Our Lion’s Mane WHOLE MIND Nootropic Blend has been formulated to utilize the potency of Lion’s mane but also include the benefits of four other Highly Beneficial Mushrooms. Synergistically, they work together to Build your health through improving cognitive function and immunity regardless of your age. Our Nootropic not only improves your Cognitive Function and Activates your Immune System, but it benefits growth of Essential Gut Flora, further enhancing your Vitality.
Our Formula includes: Lion’s Mane Mushrooms which Increase Brain Power through nerve growth, lessen anxiety, reduce depression, and improve concentration. Its an excellent adaptogen, promotes sleep and improves immunity. Shiitake Mushrooms which Fight cancer cells and infectious disease, boost the immune system, promotes brain function, and serves as a source of B vitamins. Maitake Mushrooms which regulate blood sugar levels of diabetics, reduce hypertension and boosts the immune system. Reishi Mushrooms which Fight inflammation, liver disease, fatigue, tumor growth and cancer. They Improve skin disorders and soothes digestive problems, stomach ulcers and leaky gut syndrome. Chaga Mushrooms which have anti-aging effects, boost immune function, improve stamina and athletic performance, even act as a natural aphrodisiac, fighting diabetes and improving liver function. Try Our Lion’s Mane WHOLE MIND Nootropic Blend 60 Capsules Today. Be 100% Satisfied or Receive a Full Money Back Guarantee. Order Yours Today by Following This Link.
