Borrowing a Ride(r)
Now, we’ve seen imaginative disability insurance products before:
Hence, MassMutual’s RetireGuard product, which puts money aside for your retirement for you if you’re disabled. This new product from The Standard is actually a rider available to physicians and dentist, rather than a standalone policy.
How does it work?
Well, if you’re a doc (or dentist) and your Standard DI plan includes this rider, then they’ll “reimburse you for your monthly student loan payments if you suffer a total disability and are unable to work.” So it’s a paid-as-you-go arrangement.
Interesting, really: just when you thought that there’s nothing new under the sun, a carrier will come along and prove you wrong.
Source: http://insureblog.blogspot.com/2017/10/borrowing-rider.html
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