Aging Parent Nightmares
By: Ken Stern, CFP, Managing Director Ken Stern & Associates
June 27, 2013 (MMD Newswire) — According to AARP, over five thousand people turn 65 everyday. The fastest growing segment of our population is the over 85 age group. This particular group is historically very trusting, less tech savvy and tends to be the target for scams and abuse. Here are three areas you should focus on: Finances, Health Care and Personal Succession Planning.
Finances: Where are the accounts, how are they titled, and who is the beneficiary? What happens if your parents get sick and cannot make decisions? Use our Document Locator as a compass to finding passwords and accounts.
Health Care: Discuss your parent’s health care power of attorney and review their wants and needs.
Personal Succession Planning: Encourage your parents to complete our 5 Wishes document.
For more information about aging parent needs or the important documents listed please contact Ken Stern & Associates at 800-529-2884
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Ken Stern & Associates (KS&A) is an institutional investment manager and family office. The company and senior management focuses on in-depth knowledge of pension design and implementation, investment strategy, advanced strategies for those in the medical field, and asset protection. Ken Stern is president and founder of Ken Stern & Associates. Mr. Stern has appeared on literally hundreds of radio and TV shows including CNBC, CNN, and The Today Show. He has also authored over seven personal finance books and lectures extensively.
Ken Stern & Associates is a Registered Investment Advisor. Securities offered through First Allied Securities, Inc., A Registered Broker/Dealer, Member FINRA/SIPC
Source: http://www.mmdnewswire.com/ken-stern-associates-129944.html
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Whistler Blowers, Insiders
Let’s just face it… anybody born in the late 50′s-early 60′s is totally screwed. That was the cut-off for the good stuff everybody enjoyed. Sure, a very small percentage traded in their morality, sold their souls and used their cunning to steal, con and rip off folks for fantastic payrolls during the 80′s, 90′s & 2000′s.
Their greed, selfishness and short-sightedness gutted American Manufacturing. It sent jobs overseas. It impoverished Americans to the point that a bank savings or pension was but a dream for most as they struggled from paycheck to paycheck… except for those who sold their souls again to join unions, federations and other organized bully boys who also bled jobs dry too.
Let’s face it folks… God wants freedom for you… but we HUMANS no longer want freedom. We want to be poor. We want to be told what to think, act & do. We want others to be blamed for our stupidity, foolishness and mistakes. There was a time not long ago when Americans could do anything with God’s strength, a little ingenuity and working together to build a better future for all.
Now, we’re all just a bunch of whining, crap covered, writhing, directionless babies completely helpless and totally pathetic… and most are okay with that. And anybody pointing that out is asking for trouble. Thing is… those seniors that most younger folks cannot stand are your LAST HOPE when the financial markets collapse.
We may be old but we know how to make do. We know how to invent our way around problems. We don’t cry defeat by minor or major events… we put on our big boy & big girl pants and DO WHAT MUST BE DONE. We can grow our own food, clean our own water, make our own power…etc. And if you want a little piece of what you remember enjoying right now (pre-collapse luxuries) later… you better be ready to protect, defend and help these senior walking libraries of knowledge, wisdom and creativity to survive.