We present to you, dear LFT reader, Obamacare in one (animated) image…
You’ll recall, it started out so confident. So seemingly sure of itself.
Yep. That pretty much sums it up.
And six years later, the hits keep coming.
Early last week, the Department of Health and Human Services released a research brief titled, Health Plan Choice and Premiums in the 2017 Health Insurance Marketplace.
“The entire report,” Lily Dane of The Daily Sheeple points out, “makes no mention whatsoever of deductibles or out-of-pocket expenses. I wonder why that is?
“Not only does the government report avoid discussion of those costs entirely,” Dane goes on, “it is very difficult to find information on how much deductibles and other out-of-pocket costs like co-pays are anywhere.”
You would think an “affordable care act” would at least give the plebs a mention of just how affordable it’s going to be. Alas, there’s a reason why they’re not revealing the numbers. And it has everything to do with what the ‘architect’ of Obamacare, Jonathan Gruber, said about the passing of Obamacare in 2014.
More on that, though, in a moment.
First, if you’ve been a long-time sufferer of our digital leaves, you should be far from shocked that the ACA isn’t living up to its name. As Jud Anglin, Laissez Faire’s in-house healthcare expert, has been pointing out since the beginning, the ACA was BUILT TO FAIL.
(Jud’s also been showing our Laissez Faire Letter readers simple and affordable ways to getting out from under Obamacare’s thumb. We’ll reveal one of his BEST solutions yet in a moment.)
And now, yet another leak from the gracious WikiLeaks gods has him feeling pretty vindicated.
The email you see above is dated Sept. 26, 2015. Hillary wrote, “Given the politics now w bipartisan support including Schumer, I’ll support repeal w ‘sense of the Senate’ that revenues would have to be found. I’d be open to a range of options to do that. But we have to be careful that the R version passes which begins the unraveling of the ACA.”
Further, when asked by CNN’s Carol Costello what could be done to fix Obamacare, the ‘architect’ of the ACA Jonathan Gruber responded as such: “Look, once again there is no sense of just what has to be fixed, the law is working as designed. However, it could work better and I think the most important things experts would agree on is that we need a larger mandate penalty.”
“… the law is working as designed.”
In other words, if it’s meant to be broken, don’t fix it.
In 2014, you’ll recall, Mr. Gruber grabbed some heat when he said Obamacare passed because of “lack of transparency” and the “stupidity of the American voter.”
See it for yourself here.
Fortunately, as Jud will explain in a moment, there’s a way to sidestep this increasingly large black hole. But you need to act ASAP. Because no matter who becomes president next week, there’s no insta-fix to this complete cluster[expletive deleted].
If you haven’t already, right now is the time to make your exit. Jud will show you how.
As you know the presidential campaign is in full throttle.
I know most of our readers are likely tired of it and just want it to be over. I sure do.
But what I want to inform our readers about is their access to ultra high quality and affordable healthcare… when they need it most during these times of change and uncertainty.
This is certainly an important time for our personal healthcare arrangements for 2017.
You see, several BIG events are occurring in the next few months that will have an impact on your access to high quality, affordable care.
As you know open enrollment is now here.
This means that if you buy health insurance on your own, you’ll have from Nov. 1 through Jan. 31 to get on a plan or switch to a new one.
But, it just so happens that our presidential election is only days from now… and regardless who wins, your current healthcare arrangement will likely be impacted since both candidates are indicating different solutions.
National tracking polls show Hillary Clinton and Donald Trump in a dead heat. If Hillary becomes our next president she has indicated that she’ll carry on with Obamacare… with a “few” adjustments.
In recent months she’s been calling for a public option, which means that the government will simply pay for those who remain uninsured.
Donald Trump, on the other hand, has been calling for repeal and replace.
But don’t count on that as an immediate solution to the chaos. To repeal and replace he’ll need a supermajority in Congress and those numbers are likely not in the cards in this election cycle.
But the fact remains, the Affordable Care Act is in need of adjustments, regardless of which political party prevails.
Premiums and deductibles continue to skyrocket for most middle class families.
According to the Kaiser Foundation, “Obamacare premiums are expected to increase an average of 25% nationally.” The Kaiser report continues… “the ten hardest hit states will see premiums increase on an average of 62% while Arizona is officially the biggest loser with rates in Phoenix soaring 145%.”
What if you are on a group plan?
You can expect your premiums to increase another 5% in 2017, according to CNBC. “This is higher than inflation and double the projected growth for wage increases.”
Another BIG problem… shrinking and ever-changing provider networks. You are confined to a small group of doctors. What if your doctor is an hour away from your home or office?
Are you in network or out of network? If you just happen to be out of network, you’ll likely be left with the bill.
You may recall the story I shared last May about my friend David, who received a bill from a visit to his in-network cardiologist. The problem was… the EKG machine just happened to be leased by a hospital that was out of network. He had to pay.
What all this means for you is that it is a great time to consider other other healthcare arrangements.
A program that gives you the ultimate freedom and control over your own healthcare decisions. A program where you get to choose your own doctor and healthcare provider.
A program that connects you to tens-of-thousands of like-minded, caring, and health-conscious folks.
In this day and age, your personal healthcare program should contain the following benchmarks:
Fortunately, there’s such a program for you.
Join Liberty HealthShare. It’s real freedom from insurance that will put you and your doctor back in control.
If you have followed my Laissez Faire Club dispatches you already know a bit about this amazing program.
Liberty HealthShare is not insurance. It’s simply a medical cost-sharing program among tens-of-thousands of like-minded, caring, and health-conscious folks.
No need to worry, it’s 100% exempt from the Obamacare mandate to have individual insurance… so no IRS fines. (Affordable Care Act Sec. 1501, (B) pg. 148,)
Consider just a few of their freedom-loving benefits…
To review decision guide, click here.
To review program choices click here.
To enroll, click here.
Since open enrollment is here, now is a great time to consider other options.
Contributor, Laissez Faire Club
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