Welcome to part 2 of this article where we’re slashing budgets and padding wallets. If you missed part 1, click here for the 1st list and then check back here for the spreadsheet at the end of this article to help you put this into action.
Use the following examples of how to slash your monthly line items to have more money for the things you really want such as vacation, saving for a new car, home or whatever your heart’s desire on your bucket list.
Let’s pick up where we left off:
Use Coupons / Watch For Sales
Prior to shopping for certain items, be sure to watch for coupons and for sales. The discounts and savings can really start to add up – especially if you do this on a regular basis. Even just saving $20 per week on groceries by using coupons can equate to $1,000 in annual savings.
Buy Store Brands
Oftentimes it is hard to tell the difference between name brand and generic items – except for the price tag. Using generic items – especially for everyday basic purchases – allows you to still have certain things, yet without the higher price tag. For example, Aldie is an excellent alternative to the local supermarket and even Whole Foods as they’ve started offering organic products as well.
Sell Your Gift Cards
If you are really in need of some extra cash fast, you may consider selling any gift cards that you have. Even by selling them at a slight discount, you will attain the cash that you need while also giving the purchaser a good deal.
Sell Items On eBay Or Craigslist
If you have items around the house that are no longer needed, sell them on eBay. Even common items tend to sell well on this website – because “one man’s trash is another man’s treasure!”
Hold a Yard Sale
You could also hold a yard sale to unload unneeded items and to bring in some extra cash. This can be especially beneficial if several of your neighbors also do so at the same time, bringing in more buyers. Tip: Facebook now has the option to sell items locally to people near you.
BONUS Tip: Call your credit card company and request a rate reduction. If you have more than one account then this could result in $100+ in savings per month. This works if you’ve had a pretty good payment record which will work in your favor. Lower payments due to a lower interest rate. You’ll save even more money over time if you keep making the same payment with the lower interest rate.
Implement a few of these steadily and consistently over the next few months and pay attention to how much money you put away each month. My largest area was…
The post Save A Few Thousand Dollars With These 12 Money Hacks – Part 2 appeared first on Liberty Investor™.
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