J.S. Kim is the Managing Director & Chief Investment Strategist of SmartKnowledgeU™, a financial and research consulting company that offers hard-hitting investment guidance to help investors prosper during the ongoing and continuing global financial meltdown. His investment newsletter, the Crisis Investment Opportunities newsletter, has not suffered a single down year since its launch, returning +23.78% in just six months in 2007, +3.21% in 2008 and returning 63.32% YTD in 2009, outperforming the S&P 500 over the same investment periods respectively by the very wide margins of 27.99%, 41.71% and 39.87%. He currently writes a blog, the Underground Investor, whose articles are frequently distributed by many of the world’s leading financial publications. Before founding his own company, JS worked as a Private Wealth Manager and a Private Banker. He left the corporate world to start his own company after being disenchanted with the repeated fraud he encountered daily in the commercial level of the financial industry. He graduated from the University of Pennsylvania in 1990 and earned a Master in Business Administration and a Master in Public Policy from the University of Texas at Austin in 1997. Currently, J.S. spends the majority of his time in Asia as he believes that a large shift of wealth from the Western world to the Asian world will be one of the outcomes of our current economic crisis.