David X Martin is senior vice president for AllianceBernstein, which has more than $450 billion in assets under management. Formerly Chief Risk Officer at AllianceBernstein, he also held senior risk management positions at Citibank in its heyday. He was also founding Chairman of the Investment Company Institute’s (ICI) Risk Committee and has lectured at the graduate schools of business at MIT, Columbia University, and NYU. He has been a featured speaker and expert panel member at numerous risk conferences for major investment companies, banks, and a variety of financial institutions. He has also written articles for The Bankers Magazine, Pension & Investments journal, and the AEI-Brookings Joint Center website. He and his family live in the greater New York metropolitan area.