Serendipity: Things Are Not Always As They Seem. English author Horace Walpole coined the word serendipity. He liked his creation, explaining that it was part of the title of “a silly fairy tale, called The Three Princes of Serendip: as their highnesses traveled, they were always making discoveries, by accidents and sagacity, of things which they were not in quest of....” We tend not to choose the unknown which might be a shock or a disappointment or simply a little difficult to cope with. And yet it is the unknown with all its disappointments and surprises that is the most enriching.” Common sense is not so common. What we call “common sense” is a core of knowledge and wisdom that we have and think others should have as well. The act of making a contract or agreement null. Discharge of a contract means termination of the contractual relations between the parties to a contract. A contract is said to be discharged when the rights and obligations of the parties under the contract come to an end. Whereas defined by virtue of: Medium and Time of Settlement by Bank; (a) With respect to settlement by a bank, the medium and time of settlement may be prescribed by Federal Reserve regulations or circulars, clearing-house rules, and the like, or agreement. In the absence of such prescription: (1) the medium of settlement is cash or credit to an account in a Federal Reserve bank of or specified by the person to receive settlement; and (2) the time of settlement, is: (i) with respect to tender of settlement by cash, a cashier's check, or teller's check, when the cash or check is sent or delivered; (ii) with respect to tender of settlement by credit in an account in a Federal Reserve Bank, when the credit is made; (iii) with respect to tender of settlement by a credit or debit to an account in a bank, when the credit or debit is made or, in the case of tender of settlement by authority to charge an account, when the authority is sent or delivered; or (iv) with respect to tender of settlement by a funds transfer, when payment is made pursuant to Section 4A-406(a) to the person receiving settlement. Now that you KNOW you MUST send NOTICE via certified mail return receipt requested to: first & last name of bank representative maybe CEO, CFO or any other representative of said bank. Now is a good time. Download notice here: https://www.scribd.com/doc/251642688/FINAL-PAYMENT-Did-You-Know-Your-Mortgage-Has-Been-Discharged