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ZetaTalk Newsletter as of May 21, 20223

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Draft ZetaTalk Newsletter for Sunday May 21, 2023. Newsletters can be found in the Archives by Friday, also. (

Bank Failures

The US is experiencing domino banking failures. First there was the Silicon Valley Bank in February, then Signature Bank in March, then First Republic in May, and now PacWest is teetering. The US and EU banks are already dealing with bankruptcies and insolvency and are flirting with the outcome if these trends do not change. One outcome is a US Digital Currency and another is the US becoming part of the BRICS consortium. The Zetas suggest that the Rothchild banks should cancel all debts already paid off by interest and cancel the National Debt which was an illegal debt from the start.

ZetaTalk Prediction 11/30/2019: We have long predicted banking failures going into the Pole Shift, due to a worldwide economic collapse from crop failures, earthquake damage to the infrastructure, insurance company bankruptcy, and consequent job loss with loss of income to the individual and to the GDP. Governments will at first respond by printing or producing more money, though fragile countries will be forced to declare bankruptcy. Weak banks will be closed to be absorbed by larger and stronger banks, but this process does have an end point.

Central Banks are at present pumping more liquidity into their banks. Banks make their money when the loans they make are paid back with interest, but if loan failures occur, or the public fails to make new loans, then the banks do not have their anticipated income. Fat cat bankers and their stockholders are distressed. By pumping liquidity, the banks have more funds to loan and more funds for their expenses. This process can continue until the Central Bank can no longer risk running the currency at its base into insolvency.

We have predicted that the world will go into the barter system as the Pole Shift approaches. As foreclosures increase, banks will find they do not have the resources to monitor these properties, and they will be repossessed by their former owners or by strangers. Stocks and bonds will lose their value, with the Stock Markets being considered a joke. Tricks like a negative interest rate are already considered a joke. Why would someone buy a bond when it will cost them money? A currency, such as the Yuan or US dollar, or Euro will continue to be used as a medium of exchange on the street and in shops, however.

Another Bank Collapse? As Pacific Western Bank Stocks Fall, Fears of Crisis Resurface
May 4, 2023
San Francisco-based PacWest Bancorp’s shares plunged more than 39% and were halted for volatility multiple times after investors learned the regional bank was considering a sale. While the bank says it has not experienced a high number of customer withdrawals, the news still stoked fears of a potential surge in withdrawals among regional banks.
First Republic Bank Seized, Sold to JPMorgan Chase
May 1, 2023
Regulators seized troubled First Republic Bank and sold all of its deposits and most of its assets to JPMorgan Chase Bank in a bid to head off further banking turmoil in the U.S. San Francisco-based First Republic is the third midsize bank to fail in two months.  First Republic has struggled since the March collapses of Silicon Valley Bank and Signature Bank and investors and depositors had grown increasingly worried it might not survive because of its high amount of uninsured deposits and exposure to low interest rate loans.
New York Community Bank to Buy Failed Signature Bank
March 19, 2023
New York Community Bank has agreed to buy a significant chunk of the failed Signature Bank in a $2.7 billion deal, the Federal Deposit Insurance Corp. The 40 branches of Signature Bank will become Flagstar Bank.

ZetaTalk Suggestions 2/28/2023: Where the Barter system is a frank exchange of items that are real and palpable, the issue of paying interest on a loan has proven to be fraught with opportunity for debt slavery and exorbitant interest. Many loans are paid off due to this exorbitant interest, yet are on the books and subject to legal action by the banks.  We have predicted widespread banking and insurance company failure, with a leap to the Barter system as a result. Meanwhile, various Debt Relief schemes have been proffered to retain control of assets by the banks.  

Debt Relief was proffered as a means of allowing the wealthy to buy homes and farms in exchange for mortgage relief. This is now called the Great Reset, and pushed by the WEF. Since the western banks are merely printing money from air, these Debt Relief or Great Reset schemes should be seen as the slavery traps they are. Major crimes in the past – such as stealing the Gold from Fort Knox - have been quietly countered and corrected by the Junta as a result of Gitmo prosecutions. Illegal assets were confiscated.

If the Federal Reserve is founded on an illegal contract with the Rothschilds, and their banks have been gouging for centuries with exorbitant interest rates, how to correct this? The Federal Reserve contract allows the bankers to print US dollars at will, then loan them back to the USA while charging interest. This is then imposed on the US citizens as a National Debt they are required to pay to the Fed. This debt instead should simply be dissolved, as should many public debts where interest has already repaid the principle.

Many western banks are already bankrupt and with the damage caused by the approach of Nibiru on the increase, a collapse of the banking system is rapidly approaching. This is inevitable in any case when the Pole Shift arrives in a few short years, with ownership of farms in the hands of those who have been working them and ownership of cars and homes likewise in the possession of those who currently possess them, with various Mad-Max scenarios playing out among survivor groups. Meanwhile various alternative banking schemes are floated out for discussion.

NESARA was one such scheme which never became law within the US, but which lingers on like a fantasy forever out of reach. This has lately been replaced by the Quantum Financial System, which claims that with sufficient oversight bank fraud and crypto theft would not occur. Of course both schemes assume that mankind will stop being nefarious and greedy, which does not happen on 3D worlds. Allowing BRICS rules to replace western banks, forcing the Rothschild banks to forgive all debts that have already been paid by interest, and dissolving the National Debt would be a start.

Meanwhile the BRICS Consortium is on the ascendancy. And BRICS has been talking about starting their own currency to challenge the right of the US Dollar being considered the ‘reserve currency’ around the world. But will the US and EU issue a new Digital Currency to replace their printed fiat dollars?  Meanwhile the US and EU worry about how to calm their worried citizens while they try to hide the increasing bankruptcy of their banking networks.

Indonesia Follows Suit in BRICS’s Dedollarization Move
April 24, 2023
The BRICS economic bloc – comprising Brazil, Russia, India, China, and South Africa – claims to be working on establishing a joint payment network to cut reliance on the Western financial system, and on the dollar in particular. The member countries have been increasing the use of local currencies in mutual trade and also working on establishing a new reserve currency. Last month, Brazil and China signed an agreement to trade in their own currencies, thus abandoning the greenback as an intermediary.
Russia Talks up Prospects of BRICS Countries Developing New Currency
March 31, 2023
A top Russian official has reportedly claimed that the countries of the BRICS alliance — Brazil, Russia, India, China and South Africa — are working on creating their own currency.  BRICS is an acronym for five leading emerging economies: Brazil, Russia, India, China and South Africa.
5 Oil Producing Nations ask to Join BRICS Alliance
May 2, 2023
Saudi Arabia, the UAE, Algeria, Egypt, Bahrain, and Iran have formally asked to join the BRICS group of nations. BRICS is expected to soon surpass the US-led G7 states in economic growth expectations. In total, 19 nations have expressed interest in joining the emerging-markets bloc of Brazil, Russia, India, China, and South Africa.

ZetaTalk Outlook 4/30/2023: To hide the bankruptcy, Digital currency and IDs will be issued while everyone pretends that the funds have valid backing. NATO has become a hollow puffery, unable to win in the Ukraine which will quietly go to Russia. India has a large, starving population but rioting is held in check by the prevailing religion – the fatalistic Hindus. China also has a large starving population, restrained only by their Communist consensus practices. They repress their media to control their restive population.

With the death of General Milley, who will be officially replaced as head of the Joint Chiefs this upcoming Fall, there has been more open discussion within the US Military. By following China’s example regarding repression of the media, the citizens of the US can expect less controversy in the news, and more stability in politics such that an existing leader will be allowed in place even if incompetent or a Double. The US is already under Martial Law but will now be more open about it. The exploding crime rate will be controlled by brutal measures, with prison farms emerging.

Next Phase of the Banking Crisis
May 4, 2023
Notably, three of the four largest U.S. bank failures of all time—First Republic, Silicon Valley Bank, and Signature Bank—have occurred within the last 60 days. Over $72 billion held by non-U.S. holders invested in money market funds investing in U.S. bank securities were withdrawn in March. What we know is that the regional banks have been forced to tap the Federal Home Loan Banks for $1 trillion of liquidity (as at the end of March) as well as an additional $325 billion from the Federal Reserve’s emergency funding facilities.  We have entered the next phase of the banking crisis. We can assume that deposit flight has resumed, and that some banks are scrambling to address liquidity issues. The U.S. government’s emergency facilities will help over the short run but are unlikely to provide a long-term solution. The banking regulators, specifically the Federal Reserve, the FDIC, and the U.S. Treasury, are running out of tools to address a widening crisis.
Benjamin Fulford — May 1st 2023: Rats Abandon Biden Ship as US Financial Implosion Accelerates
May 3, 2023
Asia’s richest banker and chief executive of Kotak Mahindra Bank Uday Kotak says the US dollar is the “biggest financial terrorist in the world” later adding “What I meant was that a reserve currency has disproportionate power,” Over 18 countries are now trading directly with India in Rupees. Now Argentina and Indonesia are joining this move away from the Chinese/US dollar.

Options for USD

One option for the USD in the event of widespread banking bankruptcy would be to Issue Digital Currency and require all UDS fiat to be replaced into the new Digital Currency. An example of that is what India did in 2016, forcing a conversion. The currency being liquidated (500 and 1,000 rupee notes) was a currency many of the poor in India had stashed away in their mattresses, saving for their retirement or sudden emergencies.

Will Trump Stop Plans to Ban Cash in the US?
August 4, 2017
The biggest trend that continues “behind the scenes” is the War on Cash. Spain, Greece, Portugal, and France are already banning cash for above certain amounts (usually €500 or €1,000).

ZetaTalk Comment 1/31/2018: Cash allows mobility, as the bearer can presumably go anywhere. It is direct, without needing the interface of a Credit Card company or bank for the transaction to complete. It also hides the identity of the bearer. Those countries wishing to control the movement of their populace, and the ability of their populace to hide their activities, are increasingly trying to impose a cashless society. We have predicted that banks will restrict withdrawals from savings accounts, but it goes beyond that. Only electronic transfers to the approved Credit Card will be allowed, and then ID must be presented for use.

ZetaTalk Outlook 4/30/2023: To hide the bankruptcy, Digital currency and IDs will be issued while everyone pretends that the funds have valid backing.

Alternatively, and more likely to happen, is that paper fiat such as the USD will be used as the Medium of Exchange for convenience in shops or between citizens. A frank barter system where for instance an apple can buy an egg can be cumbersome.

ZetaTalk Prediction 11/30/2019: A currency, such as the Yuan or US dollar, or Euro will continue to be used as a medium of exchange on the street and in shops, however.

7 of 10 Status

Periodically the Zetas give the percentage of completion for the Plate Movements predicted in 2010. Known as the 7 of 10 Plate Movements, these percentages were most recently reported in November 2021 and in April 2022. The Zetas called Indonesia 100% complete and the S America Roll 99% complete. Yet they continue to be covered in quakes.  The Zetas explained that as long as a Plate Movement was not holding back other pending movements, it can be considered complete.
ZetaTalk Analysis 11/30/2021: Japan adjustments (73%) allow the New Madrid adjustment to proceed (68%). The Eurasian Plate stretch will complete (51%) in step with the Africa Roll (53%) and the mid-Atlantic release on the border of the Africa Plate.
ZetaTalk Analysis 3/31/2022: The action now moves to the Middle East and the great Eurasian Plate. Progress on the African Roll will take a jump when the New Madrid rupture finalizes, jerking to the East and snapping the rock hook at Turkey holding it back. The New Madrid stands at 83% and the African Roll stands at only 61%. The Eurasian Stretch affects a vast area, from Europe to the China Sea and Far East, and will move slowly. Currently at 59%. Meanwhile those Plate Movement that are considered complete can be expected to experience quake swarms, as is evident in the Himalayas and the Andes.

If the 7 of 10 Plate Movements were predicted in 2010, with the sequence given, what major events have transpired during the past 12 years? Indonesia sinking (#2) quickly commenced in 2010 to the point where Jakarta was eventually planning to relocate to Borneo. S America (#4) joined by leaning into the Pacific. The floor of the Mediterranean dramatically dropped (#7) recently in March with canals of Venice and the beaches of Tel Aviv going dry simultaneously. The great quakes in Japan (#8) were confused and preempted by Fukushima at the hands of man. Now instead a great blowout quake in China involving the Eurasian stretch is in process.

Indonesia to Move Capital from Sinking Jakarta to Borneo
August 27, 2019
Indonesia’s president announced that the country’s capital will move from overcrowded, sinking and polluted Jakarta to a site in sparsely populated East Kalimantan province on Borneo island, known for rainforests and orangutans.

Series of Strong Quakes Shake Panama, Ecuador & Chile
September 7, 2018
A series of powerful earthquakes has struck the South American east coast, with Panama, Chile and Ecuador all suffering jolts of between 5.6 and 6.2 magnitude within less than an hour of each other. Panama was hit by a 5.6-magnitude earthquake at 1:47am GMT. Less than 30 minutes later, at 2:12am GMT, a powerful 6.2-magnitude jolt hit central Ecuador. At around 2:39am GMT, a third 5.8-magnitude quake rocked the central part of Chile, with its epicenter located near the border with Argentina.

ZetaTalk 7 of 10 Sequence 10/16/2010: The sequence of events is, thus:
* a tipping Indo-Australia Plate with Indonesia sinking,
* a folding Pacific allowing S America to roll,
* a tearing of the south Atlantic Rift allowing Africa to roll and the floor of the Mediterranean to drop,
* great quakes in Japan followed by the New Madrid adjustment,
* which is followed almost instantly by the tearing of the north Atlantic Rift with consequent European tsunami.

The pending New Madrid has the Mainland Portion of N America dropping heavily on Mexico. This ripping action has heated Alberto to the extent that this province in Canada is being consumed by wildfires, which are caused by burning Methane underground. Given the recent action around the globe, what is the percentages of completion for the 7 of 10 Plate Movements now?

Fire Apocalypse in Alberta, Canada! More than 300,000 Acres Burned to the Ground – Gigantic Flames and High Winds – Thousands Evacuated – State of Emergency Declared
May 7, 2023
Tens of thousands of Albertans have been forced to evacuate their homes as “unprecedented” wildfires rage on in Alberta.

ZetaTalk Confirmation 5/8/2023: The 3 remaining Plate Movements to complete the series are the Eurasian Stretch with the anticipated China blowout, the Africa Roll which will finalize when given room to roll into the stretch zone voids that will open up in Eurasia, and the New Madrid Rupture that will also be given room to maneuver as the Atlantic opens up. On this day in May,2023 we would estimate the Eurasian Stretch at 72%, the Africa Roll barely begun at 63%, and the New Madrid Rupture at 92%. The steady compression of the Pacific will allow the Eurasian Plate to continue to open up her voids causing the Russian Rip up toward the Urals, and both Africa and S America to lob over into their continental drift positions.


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