Bankruptcy Attorney Nashville – How Can Credit Score Be Affected

At the law firm in Nashville, the lawyers can understand that it can get better only by getting consultation here. Process of bankruptcy can get the individual on a track for a new or fresh start. If one chooses to file bankruptcy, one will learn the life and the process after bankruptcy goes hand in hand. During this process one will regain control over the finances. If one likes to know how bankruptcy process is, one can call a professional bankruptcy attorney in Nashville. If one is behind on their bills that means the credit score has been affected. Chapter 7 and a Chapter 13 can give the individual to start a fresh start. In case of Chapter 7 it will stay on the credit report for seven years and the credit would be affected. In case of Chapter 13, it will stay on the credit report for a span of two years and the credit would be affected. Process of bankruptcy is the initial step which helps to rebuild your credit score. This can affect the credit history at first, later it would soon get better. In either case, if payments are not made on proper time, credit score can never be good, unless one wins the lottery.

How to improve credit score?

With one file for a bankruptcy, one could get out of a big hole and again start fresh to rebuild the credit score. By doing this one can get onto a position where one can pay off the debts every month. Credit scores can improve very fast for their clients once they file the case. They have different clients who were provided with new credit cards within a span of one year from filing the case. They ensure the pay off every month and build a strong score. Some of the clients rebuild the credit score by paying off the rents regularly without getting into debt. They always ensure they make the payments on time.

What is a fresh start?

Bankruptcy attorney in Nashville, works closely with their clients throughout the process. It looks frightening at the initial stages; the individual would learn soon that filing the case can give them a fresh start that one has been waiting for many years. Filing the case, all the debts would be eliminated like credit card. Something cannot be eliminated like taxes, criminal fines, loans that one gets, student loan, money that is owed for an alimony or a child support and many more. Once the individual receives the credit card bill, car payments and mortgage payments are under control.

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