California Entertainment Insurance Agency Discusses Special Event Insurance

Los Angeles, California (beforeitsnews) February 20, 2019 – MFE insurance, a California entertainment insurance agency, released a blog educating readers on some common injuries at music festivals and how to prepare for them. Special event insurance can help cover festival-related issues resulting from injured staff and attendees.

Whether they last one day or several, music festivals are high-energy events that can sometimes result in accidents and injury. Festival attendees and employees alike can be injured by equipment that malfunctions or is set up improperly. Slips and falls throughout the event location can also be common, particularly in adverse weather conditions. It is likely that employees will be driving vehicles to transport equipment and staff from place to place, presenting the possibility of a car accident. Adventurous music fans many choose to crowd surf or form a mosh pit despite safety rules, and both present a physical risk. Many fans see music festivals as an opportunity to consume drugs and alcohol, and health emergencies can be particularly likely.

Special event insurance helps companies address safety issues at concerts, marathons, raves, festivals, firework shows, and more. General liability insurance can cover costs related to third-party lawsuits brought by attendees who are injured at your event, while workers’ compensation insurance covers similar claims and medical expenses for your employees. Music festivals require a huge amount of equipment, and inland marine insurance can help protect your equipment while it is being transported from one location to another or while in use the day of the festival. Commercial auto insurance, much like personal auto coverage, helps pay for costs related to property and bodily damage as the result of an accident. Paying for a potential lawsuit or replacing equipment at the last minute can be costly, and carrying special event insurance ensures that your company can pay for those incidents without suffering significant financial damage.

Speak to the entertainment insurance brokers at MFE Insurance for more information and to apply for a special event insurance policy. MFE has years of experience in helping festival operators protect their events with a variety of insurance policies, including workers’ compensation, technology insurance, auto insurance, and general liability insurance. The agency’s team of professional brokers can help your company create a custom insurance package that addresses your needs and helps you handle unexpected events. For more information, contact the MFE at 213-266-7990 or online at https://www.mfeinsurance.com/.

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