Injured in an Accident? 7 Steps You Need to Take Immediately

The economic cost of a motor vehicle crash in the US is estimated to be $340 billion annually. In 2023, there were 39,508 crashes. The states with the most car accidents in the US were Texas with 4,100, California with 4,000, and Florida with 3,500 crashes. Thankfully, the death rate is 39% lower than 40 years previously, with 40,990 fatalities recorded in 2023. However, being in an accident can still be scary and dangerous. Knowing what steps to take can help you get the care you need and protect your rights. Here are 7 important steps to take if you are injured in an accident.

1. Get Checked Over by a Doctor

Your health should be your first priority after a car accident. Even if you feel OK, you should still get checked out by a doctor as soon as possible after the accident. Some injuries like traumatic brain injuries don’t show symptoms until hours or days later – 50-70% of all TBIs are caused by motor vehicle accidents. Getting promptly examined and treated will ensure you get the care you need and that your injuries are fully documented. Listen to your doctor’s treatment instructions.

2. Report the Accident

You’ll need to file an accident report with the proper authorities. If the accident involved another vehicle, notify the police so they can complete a report. This creates an official record of what happened. If you were injured at work, notify your employer and file an incident report. The accident report can be critical evidence if you need to pursue compensation later.

3. Document Everything

Write down as many details as you can remember about how the accident happened. Take photos of any damage to vehicles, property, or injuries. Get contact information for anyone who witnessed the accident. Obtain copies of any police reports, incident reports, or medical records.

4. Contact Your Insurance Company

Notify your insurance company about the accident right away. Cooperate fully with them as they investigate the incident. Give a recorded statement about what happened if they ask for it. This will get your claim started so your medical bills and other accident-related expenses can be covered according to your policy.

5. Do Not Admit Fault

You should not admit fault or responsibility to anyone. Don’t make any verbal or written statements to the other party’s insurance company either. Anything you say can be used against you later. Let your insurance company handle negotiations with other parties involved.

6. Consult an Attorney

An experienced personal injury attorney can be an invaluable advocate after an accident. They can deal with the insurance companies for you while you focus on recovery. Hiring a lawyer quickly after the incident can also maximize your compensation.

7. Prioritize Your Recovery

Make following your treatment plan your top concern. Keep all medical appointments, take prescribed medications, and follow your doctor’s home care instructions. Don’t try to rush back to work too soon. If you don’t rest, you run the risk of re-injury.

Being in an accident can totally disrupt your life. Following these steps will help you take control of the situation, get proper medical care, protect your rights, and work toward the compensation you deserve. Focus on getting your health and life back on track. With the right help and guidance, you can recover from your accident injury both physically and financially.