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The True Cost of Buying a Home - It's More Than You Think

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In this 10 July 2025 video, host Michael Bordenaro talks about how people have been brain washed into thinking that if they can come up with just 3 1/2 percent down, they can get into an FHA mortgage and that’s all it’s gonna cost to get into a house.

But the reality is the expenses just to get into a home, never mind maintaining one are much higher than what many first time homebuyers think it is. Here’s the breakdown.

https://youtu.be/5LP2Vz31QTc


00:00 The Importance of a 20% Down Payment
03:02 Navigating Private Mortgage Insurance (PMI)
03:41 Additional Upfront Costs: Closing and Moving Expenses
05:15 The Lifestyle Trap: Buying Over Affording
06:21 Sign up for Delete Me
07:32 Homeowners Insurance Crisis: Rising Premiums and Natural Disasters
09:34 Insurance Rate Projections: State-by-State Breakdown
13:38  California Insurance Increases and Unexpected Moves
14:29 Mansion Tax: A New Burden for Home Sellers
18:21 Court Ruling on Eviction Moratorium: Landlord Rights Upheld

 



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Before It’s News® is a community of individuals who report on what’s going on around them, from all around the world. Anyone can join. Anyone can contribute. Anyone can become informed about their world. "United We Stand" Click Here To Create Your Personal Citizen Journalist Account Today, Be Sure To Invite Your Friends.


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