Don't Pay Your Medical Bills: A Dangerous Financial Trend (Video)
In this 9 October 2026 published video, host Michael Bordenaro talks about the massive social media trend of urging Americans to stop paying their healthcare costs, with online mentions of avoiding medical bills skyrocketing 36,000 percent in a three-month span. Driven by viral TikTok and Instagram videos, influencers are encouraging followers to let bills go straight to collections to score steep discounts or to ignore them entirely, banking on newer credit reporting loopholes.
While the frustrations behind this movement are deeply rooted in a real affordability crisis, blindly following this viral advice is a highly dangerous financial gamble. Simply “ghosting” your medical providers can trigger severe legal and structural penalties that long outlive a viral video.
The momentum behind this trend stems from two major shifting factors in the financial and legal landscape. Under voluntary credit agency policies, medical debt below $500 is no longer included on credit reports. This has created a false sense of security that medical bills cannot harm your credit history. Influencers point out that debt collectors buy debt for pennies on the dollar and are often willing to settle for a 25 percent to 50 percent discount.
While the “loophole” strategies sound effortless on screen, the structural reality of debt collection is far more punishing. If your medical bill is $500 or more, it can absolutely destroy your credit score. Once an unpaid bill sits with a collection agency for 180 days, it is reported to the credit bureaus. This creates a negative “account in collections” that stains your credit report for seven years, dragging down your score and severely limiting your ability to buy a car, secure a mortgage, or rent an apartment. Medical debt does not just disappear when it goes to collections. Hospitals and collection agencies retain the legal right to sue you for unpaid balances. If they win a judgment in court, they can legally garnish your wages or place liens on your personal property, depending on state laws. The downstream impacts of carrying this debt are catastrophic. Studies show that 24 percent of adults with healthcare debt face housing instability the following year. For many families, letting these bills pile up eventually forces them into bankruptcy.
https://youtu.be/g0744kSM9OA
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Whistler Blowers, Insiders
Hi Michael! Wouldn’t it be so much better if everyone had a new accepted means to ‘pay off all our bills to zero in one sitting at the kitchen table coming up some day soon?” We can use our brains to arise as Americans and be the change we wish to see in the world around us? Well… enter this concept:
An actual solution would be for All Americans to demand the release and application of ‘the American National Credit’ to completely set-off ‘the American National Debt’.
At the same time this method could substantially raise all payrolls, stop all Taxation of payrolls, shut down the corrupted financial systems and return great wealth to everyone in the form of ‘prepaid credit’ on account instead of unbacked fraudulent fiat that never intended to also print the usury.
The Pope’s, Crowns and Khazarian/Zionist ‘powers that should not be’ have known these above concepts quite well indeed.
We arise to call for a planet wide Shemita Jubilee (49 year) to reset / set-off / payback / settle / restitution / compensate literally everyone goyim too. Then once all payments due are paid to -zero- that final solution can open the gates for a peaceful Gratitude/Consciousness oriented medium of exchange. The value is life itself in gratitude. Issue to everyone their own unenumerated global gratitude prepaid smart card with one quadrillion gratitudes (g) preloaded for all ten billion peoples. Raise payrolls to 550g per hour. Need to buy something?…
….? PAY IN FULL. Need to be encouraged to go to work for society and humanity? Accept a million per year pay raise. See a 19,200g per week add onto your card. Need to balance production planet wide? Enter A.I. as Actual Intelligence with the rest of the English alphabet available for every other kind of Intelligence put to work for the people in problem solving and collaboration for all we need for abundant survival. Let the people show up to work at doing what they/we all love to do under ‘no harm guidelines’ to see your inbound gratitude coming to you from people who are grateful for your contributions to prosperity in their lives.
Do we solve problems? Or do we churn the status quo of the rich pulling more and more ongoing extraction from our surroundings?
What happens when you let an illegar foreign Negro sodomite become your president. Yeah, they LIE to you. One of the richest men in the world never bought medical insurance. He knew it was a scam. Rush Limpbaugh.