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5 Ways to Finance Your Studies Abroad in 2021

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Studying abroad is a dream of many but only a handful of students are able to fulfil this dream due to the hefty finances attached to it. An international degree comes with a cost. Even if the student is eligible, he will be required to have sufficient funds to pay the tuition fees, living expenses, accommodation charges and other related expenses. 

There are multiple ways through which students can finance their abroad studies for higher education. In this article, we are going to tell you about five of them so that you can fulfil your dream of studying overseas. 

5 ways to fund your Overseas Education:

Education Loans:

The first option that students have is to apply for a study loan for abroad studies. There are two types of education loan a student can avail, secured overseas education loan and an unsecured overseas education loan. Education loans can be availed by nationalized and private banks, NBFCs and international lenders. Availing an education loan is a viable choice as there are multiple benefits attached to it. 

Government Scholarships:

Indian Government offers various scholarships to the eligible and deserving candidates on the basis of their academic and professional profile. These scholarships are offered by both central and state governments. It includes category-based and subsidy-based scholarships. Students are required to check the government websites for the updates regarding all the scholarships. 

University Scholarships:

Ample of foreign universities offer scholarships to international students. These scholarships can be based on the overall profile of the students or on the assessment of their English language. Students can apply to the university scholarships after securing admission in the respective university. 


Multinational companies like Reliance, TATA and few others provide fellowships to the selected Indian students for their international degree abroad. Although these fellowships are offered to a limited number of students, if a student holds a strong academic profile backed up extra-curricular and few years of professional experience in the relevant field, he/she should apply. 

Student Prizes:

Student prizes are one-time awards offered to the students for their academic achievements. These prizes can be given for the outstanding work submitted for dissertation, research work or on the results of coursework and public examinations. Along with the student prize, you also get a tile of ‘Scholar’ for that year. 

These were the five funding options for overseas education. You can choose any of these or even go for all the five ways according to your eligibility. Just make sure in case of scholarships or fellowships, you are submitting your application before the deadline. As there are a huge number of students applying, it is always advisable to apply at the earliest date possible. In case of an overseas education loan, submit your loan application at least before six months to the bank. 

We hope that you are now determined to fulfil your dream of pursuing your higher education abroad, for any kind of assistance for the overseas education loan process, do visit us.

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