How Can I Get My Credit Score For Free

Having a good credit score will open all sorts of financial doors for you.  It’s fairly well-known that your credit score means a lot when you are applying for loans.  If you want to get approved for a loan, you need a good score.  If you want the best interest rates, you need a great score. If you are little confused about How Can I Get My Credit Score then you are at a right place.

People are now becoming much more aware that they need to maintain high credit scores as well as good credit reports. When you evaluate your credit scores, do not forget that you need to also carefully review the information in each of your credit reports that is issued by each of the credit reporting agencies. If you’re going to go through the trouble of checking your credit scores, then you most likely are interested in maintaining a very good credit history. Anyone that needs to maintain a good credit profile, must not only look at their scores, but must review all of their credit reports in detail.

 If you want some relative comparison of your creditworthiness, here is a compilation of five different ways to grab a free credit score for without the hassle of annoying trial offers. I repeat: No free trial membership required, no credit card number required anything to cancel. Remember, everyone has three credit scores, one from each of the three major credit bureaus: Experian, Equifax, and TransUnion.

Credit Sesame: Every month, Credit Sesame can offer you a credit score based on your Experian credit report. They also offer tips to improve your score and qualify for a mortgage. Here’s a screenshot of my current credit score.

CreditKarma: Credit Karma is an ad-supported site that offers you the ability to check your credit score daily, called a Transrisk score, based on your TransUnion credit report. The score range is the same as FICO, from 300-850. You don’t get your credit report details, but you do get a few tips on what recent changes to your credit report have impacted your score.

Equifax Credit Score Card: The Equifax Credit Score Card comes directly from Equifax and provides a free credit score range of Low (280-559), Below Average (560-659), Average (660-724), Above Average (725-759), and High (760-850). It’s called the Equifax Risk Score. FICO has a range of 300-850, and this range is 280-850 so you don’t really have to do any scaling

Prosper Person-to-Person Lending:  Prosper Lending provides a free credit grade for prospective borrowers, based on your Experian credit data. If you don’t actually finalize the application for the loan, they will not check your credit.

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