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A Deadly Conundrum: Updated

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Last fall, we reported on this tragic story:

California dad charged with insurance fraud after he drove off cliff, killing autistic sons

Turns out, “Father of the Year” (non-)contender Ali Elmezayen had purchased the policies just over two years prior, presumably planning ahead to avoid the contestability clause which “allows the carrier to review a recently approved policy to see if there were any misstatements or misrepresentations” and goes away after the first two years. So it appears that Mr E thought that a two week “cushion” would be sufficient.


A California man has been charged with murder for allegedly driving his family, including his two autistic sons, off a Los Angeles pier after buying $6 million insurance policies in case of accidental deaths.”

And of course “accidental death” nature of the plans was a nice touch: these policies are generally a fraction of the cost of a regular term or whole life plan. And if the goal is to collect in a couple years anyway, who needs long term premium guarantees?

Be a darned shame if anything untoward happened to him in prison.
Original content copyright © InsureBlog


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