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Misleading "Research"

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Our friend Rick B tipped us to this bit of propaganda:

Four in 10 residents in states that have not expanded Medicaid may be uncovered by health insurance because of COVID-related unemployment.”

Do tell. Are they somehow no longer eligible for COBRA, or Special Open Enrollment?

Oh:

Those affected by loss of coverage would be forced to enroll in Medicaid, purchase coverage through the Marketplace or become uninsured.”

Right, because there are no other options.

[O]nly about 33% of the newly unemployed will enroll in Medicaid, which means the uninsured rate in those states will increase to almost 40%.”

Um, all those folks on Medicaid are still uninsured. Nice try, though.

The research brief highlights several policy options

None of which is about allowing true cat plans, and (in those states that currently outlaw them), STM plans.

Gee, Henry, what do you mean?

Sale of Short Term Medcial plans is disallowed in “In New York, New Jersey, Maine, Massachusetts, Rhode Island, Vermont, California, Colorado, Hawaii, Connecticut, and New Mexico.”

These plans offer more (and usually less expensive) options, and most are PPO-based instead of HMO (as ObamaPlans now tend to be). Wonder what the insured rates in those states would be if they allowed STM plans.

Hint: To ask is to answer.

And there are other options, as well, including Direct Primary Care, Sharing Ministries, and (of course) “Daves’ Plan.”

But hey, #NarrativeUberAlles.

Original content copyright © InsureBlog



Source: http://insureblog.blogspot.com/2020/05/misleading-research.html


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