You are turning 65. For most of your life your health insurance came from an employer group health plan. The next 20 years or so will be different. Why?
You will be enrolling in MEDICARE.
If you are a year away from your 65th birthday you are already being bombarded with junk mail and robocalls from folks who want to “help” you navigate the Medicare maze.
Be careful! That first step and be a doozy.
All your friends are giving advice. “You need what I have. No premiums. Small copay’s. Free annual exam. Dental, vision and even a gym membership.”
“Did I mention there is no premium to pay?”
Others will tell you to stick with tried and true original Medicare with the red, white and blue card. You can never go wrong with a plan that has been around over 50 years.
Whatever you do, CHOOSE WISELY. The decision you make could be one you will have to live with for a long time. Not everyone will have an option to change and many can only change plans when Medicare allows you to do so.
Let me offer a few words of advice.
Medicare Annual Open Enrollment
Medicare Supplement Plans Open Enrollment
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