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A conversation taking place everywhere

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Don and I had a discussion about our finances this morning.

No surprise. I imagine a lot of discussions about finances are happening in a lot of homes across America right now.

Specifically, we discussed (more) ways to scale back our spending and conserve our funds as best we can, in large part because we expect yet another of our income streams to dry up in the upcoming weeks. Since this income stream currently is our biggest financial “iron in the fire,” we need to be frugal and adapt to the new challenges it will present. In this respect, we’re trying to strike a balance between our new home and what we want to accomplish with it.

It’s too easy to get caught up in the trap of “Let’s do it!” when it comes to things like construction materials for current and future projects. It’s also too easy to want it all now, instead of pacing ourselves and moving forward only as we can afford it. Moving to a new home is expensive enough; we don’t need to overextend ourselves financially in the process, especially in light of the prospect of adjusting our income downward.

 
Fortunately we’ve spent years learning the art of frugality, as well as years whittling down our monthly expenses. Coupled with the sale of our last home — and that we paid cash for our current home — we’ll be okay even if we lose this income stream. So, we’ll be patient and tackle improvements slowly.
At least we have advanced warning of the potential for economic downsizing. Many others have been caught unawares, leaving them in a critical financial lurch.

Who else is having these kinds of conversations?



Source: http://www.rural-revolution.com/2021/01/a-conversation-taking-place-everywhere.html


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