More Ways to Cut Your Cost of Living

Poor Man Survival

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“If a person lives frugally and acts in a cheap manner, isn’t the person living a redundant life?” ― s.harder

6 Simple Ways to Cut Everyday Expenses

By the time you pay your rent or mortgage, electric bill, cable, cellphone and car payment, you don’t have nearly as much left over as you’d hoped. Unfortunately, many of these expenses can’t be avoided. On the bright side, there are still ways that you can cut outgoing cash on a daily basis. It might not seem like a lot short-term, but it’ll eventually start to add up to significant savings. Ready to start saving more each month? Here are some tips to help get you started.

1. Cut out the coffee

Make it at home and take it to go, or take advantage of the coffee pot that most workplaces have. If you’re making daily or even weekly trips to Starbucks for your java fix, it might not seem like it but it’s definitely taking a chunk out of your budget. According to U.S. News, if you spend $3 on coffee each day, that adds up to $90 per month and $1,080 a year. It’s okay to treat yourself occasionally, but try and make it a rarity. Your bank account will thank you.

According to AARP, “The average American household spends about $200 per year on books alone (U.S. Census Bureau), most of which could be borrowed for free from any of the nation’s 17,000 public libraries.” The best part? Getting a library card is free.

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