Dodd-Frank’s Diversity Quotas
Today a number of Obama administration agencies with financial-sector regulatory responsibilities have jointly published in the Federal Register a proposed “Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies.” The statement comes as a result of Section 342 of the Dodd-Frank legislation. . .The proposed statement is even worse than the bill itself, since it . . . insists on the use of “metrics” and “percentage[s]“ (i.e., numerical quotas) to ensure compliance.
This provision of the statute was championed most prominently by Representative Maxine Waters (D., Calif.) and has been criticized by the Wall Street Journal, four members of the U.S. Commission on Civil Rights, Diana Furchtgott-Roth, Hans Bader, and myself, among others (I also wrote a short summary of Section 342 here, and Christopher Byrnes wrote a much more comprehensive analysis of the statute.
Source: http://cei.org/citations/dodd-frank%E2%80%99s-diversity-quotas
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Whistler Blowers, Insiders
Diversity Policies is most of what created the debacle in the derivative markets..
you cannot base loans on skin color, it has to be based on creditworthiness of the borrower.. It’s sad that blacks weren’t raised by their PARENT to be honest and trustworthy. instead they were raised to lie cheat and steal. obviously this doesn’t apply to all of them, just the vast majority!
we’ve been down this road once, they gamed the system, they blatantly lied on applications “as they were taught by their PARENT” usually their mother as their fathers are busy impregnating other women and moving on.. and applied and lied to buy homes they could NEVER afford to pay for..
how stupid does one have to be to make the same exact mistake AGAIN??