Getting started with writing a check: a step-by-step guide

Nowadays, you can pay using a credit card by tapping it out, using a QR-code scanner, or flashing your phone at your card reader. However, despite all the advancements in technology for payment, there are times when you’ll still have to use pen and paper to write an actual check. 

Certain smaller companies prefer to use check payment, and checks can also be a convenient method to present cash as a present for an occasion like a wedding or birthday. By the time this guide ends, you will have all the knowledge needed to manage check mailing with confidence and accuracy, whether bill payment, sending money directly to friends or family, or any other transaction involving checks!

If it’s been a while since you’ve written one, or perhaps you’ve not had to write one before, then we’ll bring you up to speed with our tutorial on making checks. Keep reading for more information!

How do I fill in the Check?

Here’s how to make the Check:

First step: write down the date.

It is important to mark the date on your Check in the top right-hand corner. Include the month or day and the year. It doesn’t matter if you write the month in a sentence or use a number; for example, the 23rd of October, 2023, or 10/23/2023 can be used.

It’s possible to postdate your Check or even put a future date on it. Although it’s true, it’s not much. Banks can still make a check cashable even if it’s an upcoming date.

2. Write down the name of the recipient.

Enter the official name of the individual or business you are paying in the area that reads “pay by the instructions.”

You can make checks to two people like a newly married couple. The information you write on the Check is crucial, however. When you make the Check appear to read “Person A and Person B,” both of them are required to be present to deposit and cash the Check; if you wrote “Person A” or “Person B,” each person can deposit the Check. The other does not need to be present.

3. Write down the payment amount in the form of numbers

In the space next to the dollar symbol, ($), Write the amount of your Check-in numbers. Ensure you fill in the space to prevent someone from adding zero to the sum. Include cents even if you’re paying for a total dollar amount. Note: Write “500.00″ instead of “500.” If you’re paying in cents and dollars, include the cents in the decimal. For a five-dollar and 50-cent payment, make sure you enter “5.50.”

Online check writer tools provide a convenient and hassle-free check-writing process by collecting payment details, customizing check formats, and securely storing records – all within an online check-writer tool’s user-friendly platform.

4. Write down the payment amount in Word

On the line below” dollars,” write “dollars,” write the check amount in words. Writing “thousands” and ” hundred ” depends on your preference. When writing out the amount, you should use a fraction for each cent, such as 00/100, to represent the whole dollar amount and 50/100 to write 50 cents. Add the cents to the dollar amount that you’ve written out.

For a check of $1,600, you could make it appear as “One Thousand Six Hundred 100/100″ and “Sixteen hundred 100 00/100.”

Five Steps: Record the purpose of the Check.

It is possible to write the reason for the cheque on the page labeled “memo.” This line is optional but useful when you receive a scanned image of the Check and you need to figure out why you wrote it. Certain companies may also require you to provide additional information not included on your Check, like your account or telephone numbers. It is possible to include this information within the memo.

Step 6. Write your name

Add the final touches to the Check by putting your initials on the signature line at the bottom of the right-hand corner of the Check. The person who receives the Check can only cash or deposit it once you sign it, so remember this step!