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Your Next Car Insurance Claim Will Probably Get Denied (Video)

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In this 12 August 2026 published video, host Michael Bordenaro talks about how car insurance claims face denial when companies find policy violations, missed deadlines, or unlisted drivers. Insurance providers use strict contract rules to reject payouts, but you can prevent this by understanding common triggers and acting fast. Know your exact coverage limits and rules. Call your provider within 24 to 48 hours of an accident. Save all repair bills, medical files, and photos from the scene.

Common Reasons for Denial

  • Late reporting: Waiting too long to call your insurer after a crash breaks policy rules.
  • Lapsed coverage: Missing a monthly payment makes your policy inactive.
  • Unlisted drivers: Letting a friend or family member not on your plan drive your car.
  • Business use: Using a personal vehicle for ride-sharing or delivery services without commercial add-ons.
  • Missing proof: Failing to provide photos, police reports, or medical notes. 

https://youtu.be/dqnkEg41NQk



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